Laura Jewett

Laura Jewett

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$385,000

($87,669 down)
VA

4096 E Cactus Canyon Drive, Pahrump, NV 89061

2
2
1,633 sqft
PITI Monthly
$2,413.22 /mo

Listing courtesy of: Leanna Murphy-DeGoede, Nevada Realty

Assumed Rate

6.99%
7.15%

Principal & Interest

$1,991 /mo
$2,024 /mo

What's Special

LOCATION
HIGH-END FINISHES
LUXURY
STAINLESS STEEL APPLIANCES
PATIO
LANDSCAPED
55+ COMMUNITY

Tour this like-new 2-bedroom (with den), 2-bathroom home with 2-car garage located in Mountain Falls, Ovation 55+ Community. Completed in summer 2024, this home sits on an oversized golf course lot with an extended driveway. Inside feels fresh and bright. Shows like a model home boasting fresh interior paint and accent walls. Tile flooring throughout with carpet in the bedrooms. Pendant lights added above the large kitchen island and stylish ceiling fans installed in the living room and bedrooms. This gorgeous kitchen is showcased with white shaker style cabinetry, beautiful counter tops, a large island, stainless steel appliances, and custom herringbone backsplash. Enjoy outdoor living with a fully landscaped yard, extended covered patio and large spa included! With unobstructed views of Mount Charleston, a premium location, and high-end finishes, this home is a must-see. Don’t miss your chance to live in luxury at Mountain Falls Ovation 55+ community!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.99
Remaining Loan Term
29 years, 2 months
Monthly PITI
$2,413.22/mo
Estimated Loan Balance
$297,845
Cash to close
$87,669
Interest Paid
$17,386

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Drywall
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, CeramicTile

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Drywall
  • Roof: Tile
Condition
  • Year Built: 2024
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mt Falls Pa6
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Falls
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Pahrump

Financial Details

  • Price per Sqft: $235.76
  • Tax Annual Amount: $3264
  • On Market Date: 2025-03-04T19:30:07.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $87,669 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $87,669!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$297,331
Your Cash$87,669
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$1,991/mo
Traditional @ 7.5%
$2,099/mo
You save $108/month ($1,293/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2660589

Listing From:

Last updated: 2025-03-20T21:24:13.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$1,991 /mo
$2,024 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,669 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $87,669!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$297,331
Your Cash$87,669
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$1,991/mo
Traditional @ 7.5%
$2,099/mo
You save $108/month ($1,293/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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