Laura Jewett

Laura Jewett

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Closed

$544,000

($15,607 down)
VA

40845 Melrose Drive, Temecula, CA 92591

2
3
1,387 sqft
PITI Monthly
$4,148.4 /mo

Listing courtesy of: Eric Ciotola, First Team Real Estate

Assumed Rate

6.69%
7.15%

Principal & Interest

$3,415 /mo
$3,578 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
WALK-IN CLOSET
BALCONY
TURNKEY

2024 TURNKEY UPGRADED TOWNHOME, EV CHARGER, 1 YEAR PREPAID HOA, LOW SOLAR PAYMENT, OPTIONAL FURNITURE – PERFECT FOR AN EFFORTLESS AND QUICK MOVE-IN. The first level welcomes you with a foyer ideal for reception and with direct access into the spacious two-car garage, offering ample storage. Moving upstairs, the main level features a dining area, a living room, and a well-appointed kitchen with white cabinetry, ornamental white granite countertops, and premium LVP flooring. The kitchen and living room extend to a private balcony, which can accommodate an optional Blackstone grill, creating an inviting indoor-outdoor experience; a guest bathroom is also conveniently located on this level. On the top floor, the primary suite includes a walk-in closet and en-suite bathroom, while the secondary bedroom boasts its own private full bath. A laundry room with newer appliances is also situated on this level. Located in a vibrant townhome community, residents enjoy resort-style amenities, including a pool, spa, park, and zipline. Conveniently positioned near major highways, Temecula Mall, dining, and entertainment, this home is also within the award-winning Temecula Valley Unified School District. Optional furniture, including a large couch, TV, and Blackstone grill, are available for negotiation, making this home truly move-in ready.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.69
Remaining Loan Term
29 years, 8 months
Monthly PITI
$4,148.4/mo
Estimated Loan Balance
$529,785
Cash to close
$15,607
Interest Paid
$11,799

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, InGround, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2024
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Heirloom Farms
  • HOA Amenities: Unknown
  • HOA Fee: $280
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $392.21
  • Tax Annual Amount: $6800
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $15,607 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $15,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.69% Sellers Rate
$528,393
Your Cash$15,607
Total Purchase Price:$544,000

Assumed vs Traditional Mortgage

Assumed @ 6.69%
$3,415/mo
Traditional @ 7.5%
$3,712/mo
You save $297/month ($3,558/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25029675

Listing From:

Last updated: 2025-03-09T23:02:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.69%
7.15%

Principal & Interest

$3,415 /mo
$3,578 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,607 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $15,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.69% Sellers Rate
$528,393
Your Cash$15,607
Total Purchase Price:$544,000

Assumed vs Traditional Mortgage

Assumed @ 6.69%
$3,415/mo
Traditional @ 7.5%
$3,712/mo
You save $297/month ($3,558/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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