Laura Jewett

Laura Jewett

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Closed

$900,000

($578,263 down)
VA

4065 Ivey Vista Way, Oceanside, CA 92057

3
3
1,610 sqft
PITI Monthly
$2,924.41 /mo

Listing courtesy of: Chen Wang, EpicPoint Properties

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,771 /mo
$2,496 /mo

What's Special

GATED COMMUNITY
AWARD WINNING
LUXURY
GRANITE COUNTERTOPS
PATIO
MATURE TREES
COMMUNITY POOL

Former Model home in a clean upscale gated community, Ivey Ranch. Quality built with high ceiling in living room area. 3 bedroom + loft. Custom granite countertops in the kitchen and bathrooms, upgraded light wood cabinetry, stainless appliances, bamboo flooring in the living room. Brand new luxury vinyl plank flooring in all bedrooms. Nice looking tile entry, and in kitchen, family room, bathrooms. Wall facing backyard is almost entirely windows, flooded with light, beautiful views. Plantation shutters, crown molding. Gorgeously done rear yard with height concrete patios, mature trees. One of the largest lots in Ivey Ranch. Community pool, spa, park, walk to award winning schools K-12 & regional sports park.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.03
Remaining Loan Term
23 years, 0 months
Monthly PITI
$2,924.41/mo
Estimated Loan Balance
$566,349
Cash to close
$578,263
Interest Paid
$97,443

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $559.01
  • Tax Annual Amount: $11250
  • On Market Date: 2024-10-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $578,263 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $578,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$321,737
Your Cash:$578,263
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,771/mo
Traditional @ 7.5%
$2,589/mo
You save $818/month ($9,820/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240025170SD

Listing From:

Last updated: 2024-10-24T03:14:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.03%
7.15%

Principal & Interest

$1,771 /mo
$2,496 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $578,263 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $578,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$321,737
Your Cash:$578,263
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$1,771/mo
Traditional @ 7.5%
$2,589/mo
You save $818/month ($9,820/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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