Laura Jewett

Laura Jewett

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Closed

$480,000

($231,263 down)
VA

4060 S Espana Way, Aurora, CO 80013

3
2
1,508 sqft
PITI Monthly
$1,417.93 /mo

Listing courtesy of: Timothy Andersen, Gordon Real Estate Group

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,117 /mo
$1,830 /mo

What's Special

OPEN CONCEPT
ENTERTAINMENT
FIREPLACE
DECK
LANDSCAPED
EFFICIENT

This home has had the same owners since it was originally built in 1982. It has been well cared for and is AMAZING CONDITION. The owners just had the WOOD FLOORS REFINISHED, AND HAVE ALSO PUT IN NEW CARPET ON STAIRWAY AND IN BASEMENT BEDROOM. THIS PLACE IS FRESH AND READY TO MOVE INTO.!!!! An open concept gives you plenty of space to live and work in. The home has 3 bedrooms with a loft area that was originally a bedroom that was turned into a family room. It could easily be turned back into a bedroom with a minor amount of work giving you a 4th bedroom. There is also family room, that provides ample space for entertainment, with a fireplace adding a touch of coziness. Upstairs, you'll find two bedrooms, a full bath, and a loft suitable for a playroom, workspace or as previously indicated, a 4th bedroom. Additional upgrades include a Rheem water heater installed in the last few years along with the kitchen, bathrooms, along with many of the windows in the home. The windows in front of the house were updated 3 years ago while the rest of the house has 15 year old windows. The current owners also replaced all of the interior doors with solid core 6 panel doors. The roof was replaced in 2023 with Class 4 impact resistant shingles which will give can give you a discount on your homeowners insurance. The skylights are Veralux and are nearly indestructible and hold up well to the weather. There is a whole house fan along with air conditioning to keep the home cool and efficient during the hot summers here in Colorado. The front yard is freshly landscaped with xeriscaping to save water and a beautifully landscaped backyard with a grass, deck and trees. This home is ready to move in right now and is available for immediate occupancy. The current owners also removed any "popcorn ceilings in the house" THERE IS ALSO NOT AN HOA FEE TO HAVE TO PAY!! Call for a showing today!!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,417.93/mo
Estimated Loan Balance
$256,038
Cash to close
$231,263
Interest Paid
$31,664

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Other
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Carpet, Laminate, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Community Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highpoint
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $318.3
  • Tax Annual Amount: $1606
  • On Market Date: 2024-08-15T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $231,263 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $231,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$248,737
Your Cash$231,263
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,117/mo
Traditional @ 7.5%
$1,898/mo
You save $780/month ($9,365/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5474590

Listing From: recolorado

Last updated: 2024-12-31T21:11:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,117 /mo
$1,830 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $231,263 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $231,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$248,737
Your Cash$231,263
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,117/mo
Traditional @ 7.5%
$1,898/mo
You save $780/month ($9,365/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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