$190,000
($26,677 down)405 4th Street SW, Pine Island, MN 55963
PITI Monthly
Listing courtesy of: , Kris Lindahl Real Estate
Assumed Rate
4.98%
7.15%Principal & Interest
$907 /mo
$1,144 /moWhat's Special
Don't miss your chance to see this charming home in Pine Island! Located on a quiet street with easy access for commuting. This home is ready for you to move in and enjoy! Own for less than renting!! BONUS -- Brand new roof installed in September 2024! PLUS brand new flooring, fresh paint, and new trim. The large backyard is fenced with new landscaping, the perfect spot for BBQs and cozy nights by the fire to relax and unwind. There is plenty of room for all your storage needs in the oversized two car garage. Inside the home you'll be delighted to find a light and airy main level living space with high ceilings that makes the home seem incredibly spacious. The main level features a comfortable living room and dining room. Add to the main level two nicely sized bedrooms - one currently used as an office. The main level is complete with a nicely updated kitchen. The refrigerator was replaced in 2023. The main level full bathroom was recently updated. Laundry with ample room in the basement. Maintenance free vinyl siding exterior. Many new windows. Make this home yours to enjoy!!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$1,446.14/mo
Estimated Loan Balance
$164,006
Cash to close
$26,677
Interest Paid
$23,402
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Cooling & Heating
- Cooling: Central Air
- Heating: Forced Air
Features
- Materials: Vinyl Siding
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Unknown
Exterior
Fencing
- Fencing: Full
Roof
- Roof: Age 8 Years or Less
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: City Sewer/Connected
- Water Source: City Water/Connected
Pool
- Has Pool: No
- Pool Features: Unknown
Construction
Type & Style
- Stories:
- Home type: Single Family Residence
- Architectural Style: Unknown
Materials
- Vinyl Siding
- Roof: Age 8 Years or Less
Condition
- Year Built: 1904
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: None
HOA
- Has HOA: No
Location
- Region: Pine Island
Financial Details
- Price per Sqft: $230.58
- Tax Annual Amount: $1830
- On Market Date: 2024-10-05T00:00:00.000Z
Inquire about this property
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You cover the entire equity of $26,677!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NST6610610
Listing From: northstar
Last updated: 2025-04-04T16:48:05.000Z
© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.98%
7.15%Principal & Interest
$907 /mo
$1,144 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $26,677!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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