Laura Jewett

Laura Jewett

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Closed

$600,000

($205,450 down)
VA

40595 Calle Galacia, Murrieta, CA 92562

2
3
1,912 sqft
PITI Monthly
$1,958.36 /mo

Listing courtesy of: Tom Bashe, Localist Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,792 /mo
$2,934 /mo

What's Special

GATED COMMUNITY
SERENE
DINING
SPACIOUS
MOVE-IN READY
LUXURY
HARDWOOD FLOORS
GRANITE COUNTERTOPS
BREAKFAST NOOK
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
HOME OFFICE
OUTDOOR LIVING SPACE
PATIO
PRIVATE BACKYARD
LANDSCAPED
CHARMING
COZY

Welcome to this magnificent home, located in the highly desirable & secure, guard-gated community of The Colony. With thoughtful upgrades & meticulous maintenance, this residence is truly move-in ready & offers the perfect blend of luxury & comfort. As you approach the property, you’ll be captivated by the striking stack stone wall leading into your private courtyard, which features charming cobblestone pavers & a serene babbling fountain. Both side yards are beautifully landscaped with lush foliage & lead to a peaceful, private backyard with a solid wood-covered patio & low-maintenance synthetic grass—ideal for outdoor entertaining & relaxation. Step inside through the upgraded double entry doors, & you’ll be greeted by a spacious, two-story formal living & dining area. Elegant light fixtures, plantation shutters, & engineered hardwood floors with upgraded baseboards create an inviting atmosphere throughout the main level. The newly carpeted stairs lead to the second floor, adding a fresh, cozy feel. The heart of the home is the chef-inspired kitchen, featuring white cabinetry, granite countertops, upgraded light fixtures, & pantry. Appliances include a gas cooktop, exhaust hood, dishwasher, double oven, & refrigerator. With both an island & a peninsula, the kitchen seamlessly opens into the family room, creating a perfect flow for entertaining. At the opposite end of the kitchen, you’ll find a cozy breakfast nook with built-in bench seating, perfect for enjoying your morning coffee. The family room boasts vaulted ceilings, an upgraded ceiling fan, built-in cabinetry, & a wall-mounted TV, offering a perfect spot to unwind. A newer sliding glass door leads to the intimate outdoor living space, offering both privacy & tranquility. The luxurious master suite is tucked away on the ground level, featuring soaring cathedral ceilings, a spa-like bathroom with a walk-in shower, & a spacious walk-in closet. The suite also includes a newer slider that connects to the backyard, offering direct access to your private oasis. Upstairs, a large open space awaits, ideal for a home office, art studio, or crafting corner. A full bathroom with walk in shower serves the second level, & the secondary bedroom features vaulted ceilings, a ceiling fan, & mirrored closet doors. Too many features and benefits to list, schedule your tour now, this is an exceptional find that won’t last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,958.36/mo
Estimated Loan Balance
$470,344
Cash to close
$205,450
Interest Paid
$50,770

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Gated
HOA
  • Has HOA: Yes
  • HOA Name: The Colony at California Oaks
  • HOA Amenities: Unknown
  • HOA Fee: $333
  • HOA Frequency: $Monthly
Location
  • Region: Murrieta

Financial Details

  • Price per Sqft: $313.81
  • Tax Annual Amount: $7500
  • On Market Date: 2024-12-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,450 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $205,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$394,550
Your Cash$205,450
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,792/mo
Traditional @ 7.5%
$3,043/mo
You save $1,251/month ($15,016/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24251532

Listing From:

Last updated: 2025-01-23T17:46:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,792 /mo
$2,934 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,450 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $205,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$394,550
Your Cash$205,450
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,792/mo
Traditional @ 7.5%
$3,043/mo
You save $1,251/month ($15,016/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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