Laura Jewett

Laura Jewett

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Closed

$795,000

($350,037 down)
FHA

40472 Periwinkle Court, Palm Desert, CA 92260

3
2
1,712 sqft
PITI Monthly
$3,415.13 /mo

Listing courtesy of: Bobbi - Lou Webb, Keller Williams Luxury Homes

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,032 /mo
$3,230 /mo

What's Special

SERENE
DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
LANDSCAPED
CUL-DE-SAC
COZY
EFFICIENT
SOLAR PANELS
LOW HOA FEES

Owned Solar!~Welcome to this beautiful single-family home perfectly situated on a quiet cul-de-sac offering serene privacy in the Sagewood community of Palm Desert. This property features a spacious desert-landscaped courtyard that invites you inside, setting the tone for a warm and welcoming atmosphere. As you step into this meticulously maintained 3-bedroom, 2-bath residence, you'll be greeted by soaring vaulted ceilings and an inviting Living Room that offers a cozy two-sided brick fireplace. The layout seamlessly transitions into a separate Dining Room, which provides easy access to a private patio. Kitchen features tiled counters and opens into the family room creating an ideal space for entertaining friends and family. Primary Suite complete with a spacious walk-in closet and direct access to the outdoor patio. Two additional Guest Bedrooms share a well-appointed full bath, ensuring comfort for everyone. Step outside to your lovely outdoor patio, perfect for entertaining or unwinding by the salt-water Pool and Spa while enjoying breathtaking mountain vistas. Additional highlights of this home include a newly installed brick privacy wall, filtered water system, upgraded sliders and vinyl plank flooring throughout the main living areas. Double car garage featuring ample storage space complete the home. With low HOA fees and energy-efficient solar panels, this home represents the ideal desert lifestyle. Call For Details on Low Interest rate on an Assumable Loan.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,415.13/mo
Estimated Loan Balance
$480,741
Cash to close
$350,037
Interest Paid
$53,870

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom, MultiSided
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, ElectricHeat, InGround, Private, SaltWater

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $464.37
  • Tax Annual Amount: $9937.5
  • On Market Date: 2024-09-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $350,037 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $350,037!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$444,963
Your Cash$350,037
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,032/mo
Traditional @ 7.5%
$3,350/mo
You save $1,319/month ($15,824/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219116204DA

Listing From:

Last updated: 2024-10-24T18:25:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,032 /mo
$3,230 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $350,037 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $350,037!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$444,963
Your Cash$350,037
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,032/mo
Traditional @ 7.5%
$3,350/mo
You save $1,319/month ($15,824/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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