Laura Jewett

Laura Jewett

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$429,999

($107,025 down)
FHA

4046 Sparrow Rock Street, Las Vegas, NV 89129

3
3
1,739 sqft
PITI Monthly
$2,510.02 /mo

Listing courtesy of: Nirav Goyal, At Your Service Realty

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,069 /mo
$2,227 /mo

What's Special

GATED COMMUNITY
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
PATIO
CHARMING

This charming 2-story home is nestled in the highly sought-after gated community of Lone Mountain West! Featuring an open-concept floor plan, it offers three spacious bedrooms, a versatile loft, and low-maintenance front and back yards. The kitchen boasts stainless steel appliances, quartz countertops, a breakfast bar, a pantry, and a sliding door leading to the backyard patio. The upstairs loft can serve as an office, den, additional family room, or be enclosed for use as a guest room. Upgrades include luxury laminate flooring throughout, a floating vanity in the powder room, a Honeywell thermostat, recessed LED can lighting, and ceiling fans. The home also features custom kitchen cabinetry with extended upper and lower cabinets for extra storage. Recent improvements include a new water heater (2021). The backyard is designed for easy maintenance with a paver-adorned patio and artificial turf. Don’t miss out—this one won’t last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$2,510.02/mo
Estimated Loan Balance
$323,977
Cash to close
$107,025
Interest Paid
$36,744

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Drywall
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: TwoStory
Materials
  • Drywall
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: Beazer At Lone Mountain West
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: LONE MOUNTAIN QUARTE
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Las Vegas

Financial Details

  • Price per Sqft: $247.27
  • Tax Annual Amount: $1684
  • On Market Date: 2025-03-28T21:00:10.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $107,025 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $107,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$322,974
Your Cash$107,025
Total Purchase Price:$429,999

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,069/mo
Traditional @ 7.5%
$2,310/mo
You save $241/month ($2,892/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2668971

Listing From:

Last updated: 2025-03-29T00:30:44.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,069 /mo
$2,227 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $107,025 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $107,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$322,974
Your Cash$107,025
Total Purchase Price:$429,999

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,069/mo
Traditional @ 7.5%
$2,310/mo
You save $241/month ($2,892/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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