Laura Jewett

Laura Jewett

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Closed

$1,299,000

($159,700 down)
VA

4045 Vortex Pl, Escondido, CA 92025

3
3
2,383 sqft
PITI Monthly
$7,373.34 /mo

Listing courtesy of: Jessica Hart, eXp Realty of California, Inc.

Assumed Rate

6.31%
7.15%

Principal & Interest

$7,157 /mo
$7,801 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DECK
LOW HOA FEES

It doesn't get better than this! Dazzling panoramic views to the west from every room!! Incredible ADA compliant floorplan w/ primary suite at the entry level along with ELEVATOR and stairlift to make getting around your new home a breeze for anyone! Optional 4th bedroom downstairs could be converted to in-law suite with nearby utility room offering kitchenette conversion, perfect multi-generaltional living...or just happy teenagers. HUGE custom kitchen with custom solid wood cabinetry, completely remodeled primary bathroom, and custom ADA compliant bathroom with bidet & roll-in/no-curb shower. Stunning tile and wood flooring throughout flooded with natural light! Relax in the beautiful back yard with low maintenance turf and built-in spa, or lounge on the upper floor deck with its retractable awning, both with panoraic views of the open space, rolling hills and gorgeous sunsets. Whole-house fan keeps everyone cool in the summer. Prime location 2-3 minutes to I-15. Close to shopping, restaurants, hiking & biking trails, Lake Hodges, Orfilia Winery, and The Vineyard golf course. Low HOA fees and highly desirable schools. Your forever home awaits!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.31
Remaining Loan Term
28 years, 3 months
Monthly PITI
$7,373.34/mo
Estimated Loan Balance
$1,140,460
Cash to close
$159,700
Interest Paid
$126,304

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Heated, SeeRemarks

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Southwest Escondido
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sonata HOA
  • HOA Amenities: Unknown
  • HOA Fee: $149
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $545.11
  • Tax Annual Amount: $
  • On Market Date: 2024-07-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,700 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $159,700!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.31% Sellers Rate
$1,139,300
Your Cash$159,700
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 6.31%
$7,157/mo
Traditional @ 7.5%
$8,092/mo
You save $935/month ($11,221/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240017854SD

Listing From:

Last updated: 2025-01-14T01:04:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.31%
7.15%

Principal & Interest

$7,157 /mo
$7,801 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,700 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $159,700!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.31% Sellers Rate
$1,139,300
Your Cash$159,700
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 6.31%
$7,157/mo
Traditional @ 7.5%
$8,092/mo
You save $935/month ($11,221/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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