Laura Jewett

Laura Jewett

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Closed

$465,000

($55,136 down)
FHA

4038 E HANO Street, Phoenix, AZ 85044

4
2
1,425 sqft
PITI Monthly
$3,170.28 /mo

Listing courtesy of: Kim Panozzo, HomeSmart

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,572 /mo
$2,818 /mo

What's Special

SHOPPING
SPACIOUS
FLEX SPACE
PATIO
MOUNTAIN VIEWS
EFFICIENT

Energy-efficient home only a 5 minute walk from South Mountain hiking trails! Great floorplan offers 4 bedrooms, 2 bathrooms, and flex space - sitting area or office. Eat-in kitchen, which includes granite counters, tile backsplash, and center island with cooktop and breakfast bar. Spacious backyard boasts mountain views, paver patio, outdoor kitchen with built-in BBQ and counter, and fire pit with seating area. Minutes from shopping centers, restaurants, AZ Grand Resort, golf courses, and hiking trails. Easy access to major freeways I-10 and Loop 101, and is close to Phoenix Sky Harbor Int'l Airport and downtown Phoenix.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,170.28/mo
Estimated Loan Balance
$424,880
Cash to close
$55,136
Interest Paid
$51,655

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Brick Veneer, Painted, Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Painted, Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: AHWATUKEE FS 4
  • Features: Community Pool, Near Bus Stop, Golf, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Ahwatukee Board of M
  • HOA Amenities: Unknown
  • HOA Fee: $248.85
  • HOA Frequency: $Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $326.32
  • Tax Annual Amount: $1631
  • On Market Date: 2024-10-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $55,136 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $55,136!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$409,864
Your Cash$55,136
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,572/mo
Traditional @ 7.5%
$2,924/mo
You save $351/month ($4,217/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6755129

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-17T23:30:22.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,572 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,136 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $55,136!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$409,864
Your Cash$55,136
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,572/mo
Traditional @ 7.5%
$2,924/mo
You save $351/month ($4,217/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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