Laura Jewett

Laura Jewett

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Pending

$340,000

($250,107 down)
VA

4030 Russell Avenue N, Minneapolis, MN 55412

4
2
2,256 sqft
PITI Monthly
$1,030.31 /mo

Listing courtesy of: , BRIX Real Estate

Assumed Rate

4.43%
7.15%

Principal & Interest

$584 /mo
$785 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS
VAULTED CEILINGS
WET BAR

This Victory neighborhood home is full of charm and character! Step inside to a spacious entry area followed by a large and open living & dining room. The kitchen, 2 bedrooms & a bathroom complete the main level. Upstairs you’ll find the primary bedroom with vaulted ceilings and a 4th bedroom & bathroom. Downstairs is an entertainer’s dream with a large family room and wet bar, plus a separate room to be used as storage, a workshop or however you imagine! Summer won’t come fast enough for those who want a yard with 2 pear trees & planter boxes ready to dig into! Updates include a new water heater (2025), bathroom remodel (2024), cedar privacy fence (2021), roof (2020 & 2018), refinished hardwood floors (2023 & 2018), and more. The home has been pre-inspected and is ready for new owners!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.43
Remaining Loan Term
18 years, 11 months
Monthly PITI
$1,030.31/mo
Estimated Loan Balance
$90,395
Cash to close
$250,107
Interest Paid
$51,110

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1926
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Minneapolis

Financial Details

  • Price per Sqft: $150.71
  • Tax Annual Amount: $3557
  • On Market Date: 2025-02-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $250,107 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $250,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$89,893
Your Cash:$250,107
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$584/mo
Traditional @ 7.5%
$814/mo
You save $230/month ($2,761/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6655874

Listing From: northstar

Last updated: 2025-03-03T15:09:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.43%
7.15%

Principal & Interest

$584 /mo
$785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $250,107 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $250,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$89,893
Your Cash:$250,107
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$584/mo
Traditional @ 7.5%
$814/mo
You save $230/month ($2,761/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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