Laura Jewett

Laura Jewett

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Closed

$850,000

($77,772 down)
FHA

4030 Daves Way, San Diego, CA 92154

4
2
1,735 sqft
PITI Monthly
$6,497.39 /mo

Listing courtesy of: David Gonzalez, Coldwell Banker West

Assumed Rate

6.69%
7.15%

Principal & Interest

$5,027 /mo
$5,268 /mo

What's Special

RENOVATED
STAINLESS STEEL APPLIANCES

Beautiful recently renovated four bedroom home located in Otay Mesa West. Open floor plan that flows from living space to living space. Recently painted, upgraded flooring and fixtures can be found throughout. The kitchen has been enhanced with shaker style cabinets, quartz countertops, and stainless steel appliances. Both bathrooms have been recently renovated with new tile surrounds, vanities, and upgraded trendy fixtures. Wont last.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.69
Remaining Loan Term
28 years, 11 months
Monthly PITI
$6,497.39/mo
Estimated Loan Balance
$772,946
Cash to close
$77,772
Interest Paid
$56,223

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $489.91
  • Tax Annual Amount: $10625
  • On Market Date: 2025-02-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $77,772 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $77,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.69% Sellers Rate
$772,228
Your Cash$77,772
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.69%
$5,027/mo
Traditional @ 7.5%
$5,464/mo
You save $437/month ($5,238/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501151

Listing From:

Last updated: 2025-03-16T18:03:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.69%
7.15%

Principal & Interest

$5,027 /mo
$5,268 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,772 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $77,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.69% Sellers Rate
$772,228
Your Cash$77,772
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.69%
$5,027/mo
Traditional @ 7.5%
$5,464/mo
You save $437/month ($5,238/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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