Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$449,900

($54,415 down)
VA

4028 W PALO VERDE Drive, Phoenix, AZ 85019

3
2
1,844 sqft
PITI Monthly
$2,130.95 /mo

Listing courtesy of: Rachel Krill, Real Broker

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,874 /mo
$2,837 /mo

What's Special

REMODELED
SPACIOUS
MODERN
LUXURY
FIREPLACE
PATIO
COZY
EFFICIENT

ASSUMABLE VA LOAN AT 3.99%! Beautifully Remodeled 3-Bedroom, 2-Bath Home with Pool & New Roof. Step into this tastefully updated home featuring a spacious, open floor plan designed for effortless entertaining and comfortable family living. The chef's kitchen boasts professional-grade Viking appliances, stunning quartz countertops, a large prep island, and a convenient pot filler over the stove—perfect for creating culinary masterpieces. Throughout the home, high-quality wood-look plank flooring pairs beautifully with fresh, neutral paint and contemporary ceiling fans. Dimmable lighting controls in every room allow you to create the perfect ambiance for any occasion. The inviting living area is anchored by a cozy wood-burning fireplace, ideal for gathering on cooler evenings. Newly designed spa-inspired bathroom addS a touch of luxury, while an energy-efficient tankless gas water heater, soft water system, reverse osmosis water filtration, new windows, and a brand-new roof ensure modern comfort and convenience. The property includes a spacious two-car garage, offering ample storage and practicality. Outside, enjoy the sparkling pool, built-in barbecue, and covered patioideal for year-round relaxation and entertaining. This exceptional home truly stands out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,130.95/mo
Estimated Loan Balance
$396,220
Cash to close
$54,415
Interest Paid
$43,357

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Painted, Stone, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition, Built-Up
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Painted, Stone, Block
  • Roof: Composition, Built-Up
Condition
  • Year Built: 1966
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: WEST PLAZA 19
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $243.98
  • Tax Annual Amount: $1080
  • On Market Date: 2025-01-23T16:00:09.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,415 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,415!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$395,485
Your Cash$54,415
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,874/mo
Traditional @ 7.5%
$2,942/mo
You save $1,068/month ($12,818/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6809351

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T21:41:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,874 /mo
$2,837 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,415 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,415!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$395,485
Your Cash$54,415
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,874/mo
Traditional @ 7.5%
$2,942/mo
You save $1,068/month ($12,818/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.