Laura Jewett

Laura Jewett

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$349,000

($101,753 down)
FHA

40276 Redbud Drive, Oakhurst, CA 93644

3
2
1,485 sqft
PITI Monthly
$1,861.81 /mo

Listing courtesy of: Rick Jackson, Century 21 Select Real Estate

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,130 /mo
$1,787 /mo

What's Special

DECK

Clean 3 Bedroom, 2 Bath home on .57 acre with newer roof (2024), and deck area, located in the Sunnydale subdivision of Oakhurst. Central Air and Heat. Rinnai tankless water heater. Granite kitchen countertop, dishwasher, freestanding electric stove & oven. Freestanding woodstove. Extra wide garage, with auto opener. Easy access to Hwy 49, Yosemite National Park, Bass Lake, and the center of Oakhurst. Call today your friendly Realtor and schedule a showing.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,861.81/mo
Estimated Loan Balance
$247,737
Cash to close
$101,753
Interest Paid
$25,134

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane
Features
  • Materials: Drywall, Frame, Glass, Concrete, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: FreeStanding, LivingRoom, None, RaisedHearth, WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Drywall, Frame, Glass, Concrete, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Golf, Hiking, Hunting, Mountainous, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Oakhurst

Financial Details

  • Price per Sqft: $235.02
  • Tax Annual Amount: $4362.5
  • On Market Date: 2025-03-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $101,753 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $101,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$247,247
Your Cash$101,753
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,130/mo
Traditional @ 7.5%
$1,853/mo
You save $724/month ($8,685/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25051323

Listing From:

Last updated: 2025-03-31T18:33:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,130 /mo
$1,787 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,753 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $101,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$247,247
Your Cash$101,753
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,130/mo
Traditional @ 7.5%
$1,853/mo
You save $724/month ($8,685/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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