Laura Jewett

Laura Jewett

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$419,900

($212,683 down)
VA

401 Main Street W, Carver, MN 55315

4
3
2,104 sqft
PITI Monthly
$1,382.69 /mo

Listing courtesy of: , Transition Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$931 /mo
$1,543 /mo

What's Special

DINING
MODERN
RENOVATED
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
DECK
FENCED YARD
LANDSCAPED
HISTORIC
CHARMING

Own a Piece of History with Modern Comfort Originally built in the 1860s, this charming home is registered with the Historical Preservation Commission, offering a rare blend of historic character and contemporary updates. A supplement with detailed historical information is attached. The home was thoughtfully rebuilt and renovated in 2007, preserving its timeless appeal while incorporating modern conveniences. Enjoy breathtaking panoramic views of the Minnesota River Valley right from your backyard. The expansive deck provides the perfect spot to take in the scenery and watch the abundant wildlife, including eagles, throughout the year. Inside, you’ll find four bedrooms and three baths, with the main-floor bedroom currently used as an office. The upper level features three generously sized bedrooms. The kitchen boasts stainless steel appliances (approximately six years old), including a Bosch dishwasher, and beautiful original hardwood floors from the home’s early structure flow throughout the kitchen and dining room. Additional highlights include: • New roof (2023) with an extended warranty • New gutters (2022) with a lifetime warranty • 24’ x 24.5’ attached garage • Beautifully landscaped gardens featuring hostas, ferns, ornamental grasses, daylilies, and lilac bushes and partially fenced yard for your pets to roam. This is a rare opportunity to own a home that offers both historic charm and modern convenience. The main front door is sealed shut. Simply move in and enjoy!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,382.69/mo
Estimated Loan Balance
$207,674
Cash to close
$212,683
Interest Paid
$24,417

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Lts Of Carver
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Carver

Financial Details

  • Price per Sqft: $199.57
  • Tax Annual Amount: $3616
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $212,683 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $212,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$207,217
Your Cash:$212,683
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$931/mo
Traditional @ 7.5%
$1,600/mo
You save $669/month ($8,028/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6689980

Listing From: northstar

Last updated: 2025-04-03T10:04:06.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$931 /mo
$1,543 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $212,683 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $212,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$207,217
Your Cash:$212,683
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$931/mo
Traditional @ 7.5%
$1,600/mo
You save $669/month ($8,028/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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