Laura Jewett

Laura Jewett

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$1,100,000

($241,388 down)
FHA

40148 Tesoro Lane, Palmdale, CA 93551

5
3
3,576 sqft
PITI Monthly
$6,420.52 /mo

Listing courtesy of: Branko Gardilcic, First Family Homes

Assumed Rate

6.72%
7.15%

Principal & Interest

$5,591 /mo
$5,840 /mo

What's Special

ENTERTAINMENT
SPACIOUS
SEPARATE SHOWER

Montera Estates Home!!! This delightfully paradise and spacious home for entertainment offer,Large and very spacious open floor plan, five bedroom, with a full one bedroom downstair,second floors include three bedrooms plus a loft,a long with Master bedroom suite, with fire place, walk in closet, separate shower, dual vanity,Back yard offer the perfect site to entertain your guests, with a beautiful sparkling pool and spa, also property have a gate RV access...

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.72
Remaining Loan Term
29 years, 1 months
Monthly PITI
$6,420.52/mo
Estimated Loan Balance
$859,391
Cash to close
$241,388
Interest Paid
$53,032

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Concrete
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Bath, Den, FamilyRoom, Gas, LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Drywall, Concrete
  • Roof: Tile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, StreetLights, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Montera Estates
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $307.61
  • Tax Annual Amount: $
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $241,388 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $241,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$858,612
Your Cash$241,388
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$5,591/mo
Traditional @ 7.5%
$5,842/mo
You save $251/month ($3,007/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW25006430

Listing From:

Last updated: 2025-01-14T01:13:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.72%
7.15%

Principal & Interest

$5,591 /mo
$5,840 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $241,388 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $241,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$858,612
Your Cash$241,388
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$5,591/mo
Traditional @ 7.5%
$5,842/mo
You save $251/month ($3,007/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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