Laura Jewett

Laura Jewett

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$285,000

($0 down)*
FHA

Potential short sale please verify with your agent.

40130 W SUNLAND Drive, Maricopa, AZ 85138

3
2
1,334 sqft
PITI Monthly
$2,782.48 /mo

Listing courtesy of: Carin S Nguyen, Real Broker

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,296 /mo
$2,192 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN

We MUST have a purchase contract to get short sale approval! This nearly-new 2023 DR Horton home is a pristine, barely lived in Gem that offers modern living at its finest. Featuring three spacious bedrooms, two full bathrooms and a two car garage, this home is designed for both comfort and convenience. Enjoy the efficiency of gas appliances in the well appointed kitchen, perfect for cooking and entertaining. With a builder warranty still in place on the homes structure, you can have peace of mind knowing this home is covered. Ready for personalization, home offers a blank canvas for the new owner to make it their own. Don't miss out on the opportunity to own this move-in ready, contemporary property!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 8 months
Monthly PITI
$2,782.48/mo
Estimated Loan Balance
$322,181
Cash to close
$0
Interest Paid
$32,795

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, ENERGY STAR Qualified Equipment
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: D R Horton

Community & HOA

Community
  • Subdivision: RANCHO EL DORADO PHASE III PARCEL 58
  • Features: Lake, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho El Dorado
  • HOA Amenities: Unknown
  • HOA Fee: $79
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $213.64
  • Tax Annual Amount: $1274
  • On Market Date: 2025-01-14T23:50:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$285,000
Your Cash$0
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,296/mo
Traditional @ 7.5%
$2,193/mo
You save $-103/month ($-1,241/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6804947

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T00:56:02.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,296 /mo
$2,192 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$285,000
Your Cash$0
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,296/mo
Traditional @ 7.5%
$2,193/mo
You save $-103/month ($-1,241/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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