Laura Jewett

Laura Jewett

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$560,000

($266,962 down)
FHA

40102 Heathrow Drive, Palmdale, CA 93551

4
2
2,273 sqft
PITI Monthly
$2,444.12 /mo

Listing courtesy of: Krikor Partamian, Johnhart Real Estate

Assumed Rate

2.36%
7.15%

Principal & Interest

$1,424 /mo
$2,310 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
SOAKING TUB
SEPARATE SHOWER
PATIO

Nestled on a desirable corner street in Palmdale, this contemporary gem offers the perfect combination of modern design and everyday comfort. Featuring 4 bedrooms, 3 bathrooms, and an attached 2-car garage, this home is a standout with its sleek style, thoughtful details, and spacious layout. Upon entering, you are welcomed by soaring high ceilings and an amazing open floor plan that seamlessly connects the living spaces. Intricately designed walls, beautiful flooring, and baseboard moldings add elegance to the home, while central A/C ensures year-round comfort. Large windows flood the home with natural light, creating a bright and airy ambiance. The family room is both spacious and inviting, complete with recessed lighting, column pillars, and sliding glass doors that lead to the backyard, making it the perfect spot to relax or host guests. The beautifully updated kitchen is a chef’s dream, featuring tile countertops, a built-in stovetop, stainless-steel appliances, and barstool seating, making it ideal for casual meals and entertaining. The primary bedroom is a luxurious retreat with ample closet space, an en-suite bathroom featuring a large soaking tub, a separate shower, and double sinks. It also provides convenient access to the backyard, creating a seamless indoor-outdoor experience. This home includes a dedicated laundry room for added convenience and functionality. The spacious backyard is thoughtfully designed for entertaining and relaxation, featuring a covered patio and a built-in firepit. It’s the perfect space to gather with family and friends or enjoy quiet evenings outdoors. Located in the heart of Palmdale, this home is close to shopping, dining, and parks, offering both convenience and a strong sense of community. With its stylish design, modern updates, and thoughtful layout, this home is a true treasure waiting for you. Don’t miss your chance to call this contemporary beauty yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.36
Remaining Loan Term
21 years, 9 months
Monthly PITI
$2,444.12/mo
Estimated Loan Balance
$300,154
Cash to close
$266,962
Interest Paid
$23,554

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $246.37
  • Tax Annual Amount: $7000
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $266,962 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $266,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$293,038
Your Cash$266,962
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$1,424/mo
Traditional @ 7.5%
$2,387/mo
You save $963/month ($11,558/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25016844

Listing From:

Last updated: 2025-04-03T16:37:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.36%
7.15%

Principal & Interest

$1,424 /mo
$2,310 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $266,962 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $266,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$293,038
Your Cash$266,962
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$1,424/mo
Traditional @ 7.5%
$2,387/mo
You save $963/month ($11,558/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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