Laura Jewett

Laura Jewett

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$449,000

($41,876 down)
FHA

400 Verte Street, Chowchilla, CA 93610

4
3
2,125 sqft
PITI Monthly
$2,974.61 /mo

Listing courtesy of: Randy Hayer, Realty Executives Of Northern California

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,985 /mo
$2,891 /mo

What's Special

STAINLESS STEEL APPLIANCES

Two story smart home with an attached garage for two cars! The home boasts 4 bedrooms, 2.5 baths, and 2,125 sq ft of living space. On the main floor you can find an office/living room, a powder room, and an open family room that opens up to the kitchen. The family room has carpeted flooring, ceiling fan, and access to the backyard. The kitchen boasts, granite counter tops, ample cabinet space, double stainless sinks, a pantry and stainless steel appliances such as a dishwasher, microwave, and refrigerator. On the second floor you can find the great master bedroom that boasts sliding doors to the master bath. The master bath has double granite sinks with a walk in shower and closet. The remaining bedrooms are equally impressive with closets, fans, and carpeted flooring. The bathroom also features granite double sinks with tub and shower over. The garage is has custom cabinets perfect for storage! This smart home has low maintenance landscaping, stucco exterior, dual pane windows, and an alarm system as well. The back yard is large perfect for gatherings! This home is located near restaurants, food markets, the golf club and hwy 99 for easy access. Check it out today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,974.61/mo
Estimated Loan Balance
$409,238
Cash to close
$41,876
Interest Paid
$46,966

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chowchilla

Financial Details

  • Price per Sqft: $211.29
  • Tax Annual Amount: $5612.5
  • On Market Date: 2024-10-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,876 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $41,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$407,124
Your Cash$41,876
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,985/mo
Traditional @ 7.5%
$2,999/mo
You save $1,014/month ($12,168/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24211777

Listing From:

Last updated: 2025-04-01T20:32:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,985 /mo
$2,891 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,876 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $41,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$407,124
Your Cash$41,876
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,985/mo
Traditional @ 7.5%
$2,999/mo
You save $1,014/month ($12,168/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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