Laura Jewett

Laura Jewett

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Pending

$845,000

($142,082 down)
FHA

3 Tuscany Cir, Salinas, CA 93905

4
3
1,833 sqft
PITI Monthly
$6,061.33 /mo

Listing courtesy of: Brushira Crawford, Loans Realty Elite Corporation

Assumed Rate

6.34%
7.15%

Principal & Interest

$4,457 /mo
$4,843 /mo

What's Special

LOCATION
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
CUL-DE-SAC
CHARMING

Charming Monte Bella Home with Premium Upgrades! Located in the sought-after Monte Bella community, this beautifully upgraded 4-bedroom, 2.5-bathroom home offers 1,833 sq. ft. of stylish and functional living space. Originally built in 2006, this residence has been thoughtfully enhanced with modern finishes and high-end details. The main level features gorgeous original hardwood flooring, while the second level is refreshed with brand-new plush carpeting. Fresh interior paint throughout enhances the home’s bright and inviting ambiance. The kitchen is a chef’s delight, showcasing custom cabinetry, granite countertops, stainless steel appliances, and a built-in mini bar—perfect for hosting. Bathrooms feature custom tile work, and the home is accented with elegant natural wood trim and stylish window shades/blinds. Upstairs, all four bedrooms plus a spacious bonus loft provide ample flexibility for a media room, additional family space, or a playroom. Nestled on a 4,145 sq. ft. corner lot in a quiet cul-de-sac, this home offers privacy and charm in a prime location. Schedule your private showing today and experience everything this exceptional property has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$6,061.33/mo
Estimated Loan Balance
$703,656
Cash to close
$142,082
Interest Paid
$82,492

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stone, SeeRemarks, Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet, Stone, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage, Contemporary, Craftsman, Traditional
Materials
  • Stone, SeeRemarks, Stucco, WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Other
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Salinas

Financial Details

  • Price per Sqft: $460.99
  • Tax Annual Amount: $10562.5
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $142,082 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $142,082!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$702,918
Your Cash$142,082
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$4,457/mo
Traditional @ 7.5%
$4,844/mo
You save $387/month ($4,646/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41085155

Listing From:

Last updated: 2025-03-15T00:42:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$4,457 /mo
$4,843 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $142,082 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $142,082!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$702,918
Your Cash$142,082
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$4,457/mo
Traditional @ 7.5%
$4,844/mo
You save $387/month ($4,646/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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