Laura Jewett

Laura Jewett

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$435,000

($161,067 down)
VA

3 Town Hill Way, Berry Creek, CA 95916

2
3
2,613 sqft
PITI Monthly
$2,186.46 /mo

Listing courtesy of: Jenny Paler, Avenue 23 Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,583 /mo
$2,195 /mo

What's Special

DINING
SPACIOUS
CUSTOM BUILT
BREAKFAST NOOK
VAULTED CEILINGS
WALK-IN CLOSET
GAME ROOM
DECK
IRRIGATION SYSTEM
SAFE

BERRY CREEK GEM AWAITS YOUR FAMILY. NEW LAMINATE FLOOR AND CARPET INSTALLED IN JUNE 2022. THIS CUSTOM BUILT HOME WITH 2 BEDROOMS AND 3 BATHS AND 3 + ACRES HAS A LOT GOING FOR IT. THE MAIN LEVEL (SECOND LEVEL) HAS LARGE EAT IN KITCHEN WITH BUILT IN BREAKFAST NOOK AND A ROLLING ISLAND. COOK TOP IS INDUCTION RANGE . SEPARATE LAUNDRY ROOM OFF OF THE KITCHEN WITH ADDITIONAL ENTRANCE TO COVERED PORCH. PRIMARY BEDROOM ON MAIN LEVEL HAS WALK-IN CLOSET AND LARGE CUSTOM DESIGNED PRIMARY/GUEST BATHROOM WITH WALK IN SHOWER. ON MAIN LEVEL A SPACIOUS GREAT ROOM FOR LIVING AND DINING AREAS BOASTS OF MAJESTIC WOOD STAINED VAULTED CEILINGS AND CATHEDRAL WINDOWS. SLIDING GLASS DOOR LEADS TO ENORMOUS WRAP AROUND DECK FOR ENTERTAINING AND BEAUTIFUL VIEW OF PROPERTY. UPPER LEVEL FROM GREAT ROOM IS THE LOFT, BEDROOM AND FULL BATH. THE LOFT COULD BE CONVERTED TO A 3RD BEDROOM. THE STAIRCASE FROM MAIN LEVEL LEADS DOWN TO HUGE BONUS ROOM - OPEN SPACE AREA WITH ITS PRIVATE BATHROOM INCLUDING A SHOWER. THIS SPACE HAS ITS OWN ENTRANCE FROM THE CARPORT. THIS AREA COULD BE USED AS “ADU”, OFFICE,GAME ROOM. PLENTY OF ROOM TO MAKE A BEDROOM, KITCHENETTE AND LIVING ROOM. THERE IS ALSO A NEW UPGRADE ELECTRICAL PANEL LOCATED BY THE CONCRETE PAD LARGE ENOUGH TO REBUILD THE GARAGE LOST IN THE COMPLEX FIRE. ALSO NEW WELL PUMP. CONSTRUCTION WAS FINISHED ON A GOTHIC ARCH 80’ X 30 ‘ GREENHOUSE WITH AUTOMATIC IRRIGATION SYSTEM AND FRENCH DRAIN SYSTEM AND IS READY FOR THE ENLIGHTENED GARDENER TO BUILD A NURSERY OR SELF SUSTAINING GARDEN FOR YEAR AROUND USE. THE MOWER IS STAYING WITH GREEN HOUSE. THE ENTIRE PROPERTY HAS A WATERING SYSTEM. THE WINDOWS WERE RECENTLY REPLACED WITH 8 RETRO FIT WINDOWS. PLEASE SEE SUPPLEMENTAL DOCUMENTS FOR MORE DETAILS. BUTTE COUNTY FIRE SAFETY AND “ALL HAND & HEARTS” ARE WORKING TOGETHER ON FIRE CLEAN UP ON PROPERTY. CAL FIRE HAS INSPECTED THE PROPERTY AND MARKED TREES THAT NEED TO COME OUT. BUYER TO VERIFY SQUARE FOOTAGE AS PUBLIC RECORDS STATES 1508 SQ FT AND PROPERTY PROFILE STATES 2613 SQ FT FOR THE HOME. LAST APPRAISAL SHOWED 2616 SQ FT. COME TONTHE MOUNTAINS AND ENJOY THE ATMOSPHERE OF FISHING, HIKING, BOATING, CAMPING, BUFFETS AT THE LOCAL CASINOS. EXPLORE BUCK LAKE JUST NORTH OF BERRY CREEK AND ENJOY OUR NEXK OF THE WOODS.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
22 years, 0 months
Monthly PITI
$2,186.46/mo
Estimated Loan Balance
$274,562
Cash to close
$161,067
Interest Paid
$100,355

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, WoodStove
Features
  • Materials: BlownInInsulation, Concrete, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wire
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • BlownInInsulation, Concrete, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Fishing, Hiking, Hunting, Lake, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Berry Creek

Financial Details

  • Price per Sqft: $166.48
  • Tax Annual Amount: $5437.5
  • On Market Date: 2025-03-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $161,067 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $161,067!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$273,933
Your Cash$161,067
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,583/mo
Traditional @ 7.5%
$2,277/mo
You save $693/month ($8,318/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR25051692

Listing From:

Last updated: 2025-03-12T04:25:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,583 /mo
$2,195 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,067 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $161,067!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$273,933
Your Cash$161,067
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,583/mo
Traditional @ 7.5%
$2,277/mo
You save $693/month ($8,318/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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