Laura Jewett

Laura Jewett

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$549,000

($17,969 down)
FHA

3989 Gold Bug Street, Aurora, CO 80019

4
3
2,085 sqft
PITI Monthly
$4,145.37 /mo

Listing courtesy of: Ashley Wildeman, NextHome Aspire

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,435 /mo
$3,656 /mo

What's Special

LARGE CENTER ISLAND
DINING
SPACIOUS
MOVE-IN READY
MODERN
FIREPLACE
WALK-IN CLOSET
PATIO
FENCED YARD
CHARMING
SOLAR PANELS
MOTIVATED SELLER

*** Opportunity Knocks! Assumable FHA Loan at 4.875% available*** MOTIVATED SELLER* Come See this Stunning, MOVE-IN Ready Citrine Richmond Home! The open-concept main floor features a spacious kitchen with a large center island, sleek quartz countertops, and a dining area perfect for entertaining. The living room is bathed in natural light, thanks to large windows and a double slider leading to the covered patio, and features a modern fireplace. A convenient powder room and versatile main-floor bedroom/study complete this level. Upstairs, retreat to the generous primary suite with a spacious walk-in closet and private en-suite bath. Two additional bedrooms and a full bath provide ample space. Enjoy the convenience of an upstairs laundry room. Outside, relax on the charming covered patio in the fully fenced yard – perfect for pets! The spacious 3-car garage provides ample storage. Plus, this home includes solar panels! Don't miss out – schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$4,145.37/mo
Estimated Loan Balance
$531,569
Cash to close
$17,969
Interest Paid
$67,151

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: The Aurora Highlands
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: The Aurora Highlands
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $263.31
  • Tax Annual Amount: $1919
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,969 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $17,969!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$531,031
Your Cash$17,969
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,435/mo
Traditional @ 7.5%
$3,657/mo
You save $221/month ($2,655/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2408864

Listing From: recolorado

Last updated: 2025-03-28T15:39:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,435 /mo
$3,656 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $17,969 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $17,969!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$531,031
Your Cash$17,969
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,435/mo
Traditional @ 7.5%
$3,657/mo
You save $221/month ($2,655/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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