Laura Jewett

Laura Jewett

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$425,000

($92,068 down)
VA

3982 E SIDESADDLE Road, San Tan Valley, AZ 85140

4
2
1,819 sqft
PITI Monthly
$1,780.2 /mo

Listing courtesy of: Carmen M. Horstman, West USA Realty

Assumed Rate

2.78%
7.15%

Principal & Interest

$1,487 /mo
$2,451 /mo

What's Special

GATED COMMUNITY
GRANITE COUNTERTOPS
COMMUNITY POOL
PLAYGROUND

Newer home built in 2021 in a gated community. ASSUMABLE VA LOAN WITH A INTEREST RATE OF 2.875% FOR A VA ONLY. Archer Meadows Community offers a Club House, Community Pool, and playgrounds. This home offers an open floor plan with 9ft ceilings, wood plank tile in all the main living areas and bathrooms. The kitchen offers granite countertops with gas stove for cooking and island perfect for entertaining. The master is split from the other 3 bedrooms allowing for privacy. The backyard is ready for your vision. 7700sf lot with endless opportunities to make this backyard your private oasis in the desert.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.78
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,780.2/mo
Estimated Loan Balance
$335,779
Cash to close
$92,068
Interest Paid
$36,293

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: MERITAGE

Community & HOA

Community
  • Subdivision: ARCHER MEADOWS - PARCEL 1 2019105995
  • Features: Gated, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: ARCHER MEADOWS
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $233.64
  • Tax Annual Amount: $1718
  • On Market Date: 2025-03-12T18:20:10.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $92,068 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $92,068!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.78% Sellers Rate
$332,932
Your Cash$92,068
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.78%
$1,487/mo
Traditional @ 7.5%
$2,542/mo
You save $1,055/month ($12,660/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6834089

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-12T20:24:43.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.78%
7.15%

Principal & Interest

$1,487 /mo
$2,451 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,068 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $92,068!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.78% Sellers Rate
$332,932
Your Cash$92,068
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.78%
$1,487/mo
Traditional @ 7.5%
$2,542/mo
You save $1,055/month ($12,660/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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