Laura Jewett

Laura Jewett

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$425,000

($253,835 down)
FHA

3976 NE 13th Dr, Homestead, FL 33033

3
3
2,014 sqft
PITI Monthly
$2,056.74 /mo

Listing courtesy of: Jonathan Jarlock, United Realty Group, Inc

Assumed Rate

3.77%
7.15%

Principal & Interest

$957 /mo
$1,393 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
COZY

Stunning home in a gated community with top-tier amenities! This spacious 3-bedroom, 2.5-bathroom residence features a bright and elegant design. Enjoy a modern kitchen with newer stainless steel appliances, a cozy breakfast area, and a family room in front of the kitchen, plus a separate living room for added space. The first floor boasts sleek ceramic tile, enhancing the home's clean and stylish feel. Conveniently located near shopping, dining, and excellent schools. Fall in love at first sight—act fast, this one won’t last!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
21 years, 10 months
Monthly PITI
$2,056.74/mo
Estimated Loan Balance
$227,581
Cash to close
$253,835
Interest Paid
$58,362

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, CeramicTile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Barrel
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Community

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: TwoStory
Materials
  • Block
  • Roof: Barrel
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Portofino Palms
  • Features: Clubhouse, Gated, HomeOwnersAssociation, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Monthly
Location
  • Region: Homestead

Financial Details

  • Price per Sqft: $211.02
  • Tax Annual Amount: $9641
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $253,835 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $253,835!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$171,165
Your Cash:$253,835
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$957/mo
Traditional @ 7.5%
$1,445/mo
You save $487/month ($5,848/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10489693

Listing From:

Last updated: 2025-03-17T18:45:29.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$957 /mo
$1,393 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $253,835 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $253,835!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$171,165
Your Cash:$253,835
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$957/mo
Traditional @ 7.5%
$1,445/mo
You save $487/month ($5,848/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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