Laura Jewett

Laura Jewett

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$950,000

($73,995 down)
VA

39520 N 1ST Street, Phoenix, AZ 85086

4
3
3,024 sqft
PITI Monthly
$5,446.3 /mo

Listing courtesy of: Paula Rosentreter, Coldwell Banker Realty

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,855 /mo
$6,165 /mo

What's Special

SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
SOAKING TUB
HOME OFFICE
GAME ROOM
PATIO
MOUNTAIN VIEWS
COZY

Tucked at the end of a peaceful block in North Phoenix, this stunning single-level home offers the perfect blend of comfort, style, and tranquility. With 4 bedrooms, 2.5 baths, and a backyard oasis, this is where lasting memories are made. From the moment you arrive, the curb appeal welcomes you with a freshly painted exterior, stacked stone accents, and desert landscaping that enhances the surrounding natural beauty. Step inside to soaring 10' ceilings and sunlight streaming through newer windows and doors, including expansive 16' sliding doors in the great room that seamlessly blend indoor and outdoor living. Thoughtful upgrades include contemporary lighting with smart switches, wide baseboards, and sleek door hardware. At the heart of the home, the warm kitchen is... designed for gathering. Rich hickory cabinetry, granite countertops, and a spacious island with breakfast bar seating make it functional and beautiful. Enjoy the convenience of a walk-in pantry, R/O filtered water, and a cozy eat-in dining area framed by elegant wainscoting and a stylish chandelier. The primary suite is a true retreat, set apart from the secondary bedrooms. The tray ceiling adds character, while direct patio access allows you to take a dip in the pool or hot tub or just enjoy a breath of fresh air. The spa-like ensuite bath features dual sinks, a large step-in shower with multiple shower heads, a soaking tub, and a spacious walk-in closet with built-in organization. On the opposite side of the home, you'll find three additional bedrooms--two with walk-in closets, one with built-in storage, and one with sliding doors to the backyard. A shared full bath is nearby. The versatile formal dining area is ready to host your gatherings but could also serve as a game room or home office. A dedicated laundry room includes a utility sink and full-size refrigerator. Step outside and discover your backyard paradise. The covered patio with misters invites you to unwind while overlooking the sparkling 30,000-gallon heated saltwater diving pool with a peaceful rock fountain. Whether you're soaking in the pergola-covered hot tub, picking fresh fruit from the trees, or dreaming of adding a casita or sport court, the possibilities are endless. And let's not forget the breathtaking mountain views that make every sunset magical. For those who love their toys and hobbies, the 3-car garage is a dream with epoxy floors, built-in cabinetry, a workbench, EV charging, and even a mini-split system for comfort year-round. Plus, an adjacent RV gate leads to additional storage space. Set on a private full-acre lot at the end of a short gravel road, you'll enjoy the best of both worlds--seclusion and convenience. With city water, easy access to I-17, and top-rated schools like Great Hearts Academy Anthem, plus nearby shopping, dining, and miles of scenic trails, everything you need is right at your fingertips. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$5,446.3/mo
Estimated Loan Balance
$878,516
Cash to close
$73,995
Interest Paid
$113,798

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Diving Pool, Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Composition, Tile
Condition
  • Year Built: 2004
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: N/A
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $314.15
  • Tax Annual Amount: $4494
  • On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $73,995 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $73,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$876,005
Your Cash$73,995
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,855/mo
Traditional @ 7.5%
$6,394/mo
You save $1,539/month ($18,471/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838897

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T23:49:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,855 /mo
$6,165 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,995 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $73,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$876,005
Your Cash$73,995
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,855/mo
Traditional @ 7.5%
$6,394/mo
You save $1,539/month ($18,471/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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