Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$645,000

($164,795 down)
FHA

3937 Obsidian Road, San Bernardino, CA 92407

4
3
2,272 sqft
PITI Monthly
$3,290.38 /mo

Listing courtesy of: Sal Torres Jr., NEXTHOME THE FOOTHILLS

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,774 /mo
$3,333 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
PATIO
LANDSCAPED
WALKING TRAILS
CHARMING
COZY
SOLAR PANELS

Welcome to your future haven in the vibrant Rosena Ranch community of Northwest San Bernardino, CA. This charming, modern home seamlessly blends comfort and style, ideal for those who value both relaxation and an active lifestyle. As you enter, you'll be greeted by a dedicated office retreat, leading to a cozy family room with a ready-to-light fireplace, perfect for intimate gatherings. The open floor plan, high ceilings, and gourmet kitchen create an inviting atmosphere. The kitchen boasts modern appliances, sleek granite countertops, a spacious pantry, a large island, and ample storage—making it a dream for home cooks and food enthusiasts. The first floor features a bedroom and a full bathroom. Upstairs, you'll find a versatile loft area, along with the main bedroom, which includes a custom large walk-in closet designed by Closet World, offering a private retreat with premium features. The main suite also includes a separate tub and shower, double sinks, and an additional walk-in closet. Two more generously sized bedrooms, another full bath, and a private laundry room complete the upper level. Energy efficiency is enhanced with solar panels, and the beautifully landscaped backyard invites you to unwind under a custom covered patio, host barbecues, or enjoy outdoor activities with loved ones. A custom Tuff Shed adds extra convenience. Rosena Ranch offers a vibrant community lifestyle with access to parks, walking trails, and a community center featuring a fitness area and swimming pool. You'll also benefit from proximity to excellent schools, shopping, and dining. With easy highway access, you’re just a short drive from all the amenities the greater area has to offer. Come see why this could be the perfect place to call home. Schedule a viewing today and start living your best life in Rosena Ranch.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,290.38/mo
Estimated Loan Balance
$482,016
Cash to close
$164,795
Interest Paid
$65,620

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder: Lennar Homes

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, Park, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Rosena Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $114
  • HOA Frequency: $Monthly
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $283.89
  • Tax Annual Amount: $
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,795 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $164,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$480,205
Your Cash$164,795
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,774/mo
Traditional @ 7.5%
$3,457/mo
You save $683/month ($8,198/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24158059

Listing From:

Last updated: 2024-12-13T19:14:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,774 /mo
$3,333 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,795 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $164,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$480,205
Your Cash$164,795
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,774/mo
Traditional @ 7.5%
$3,457/mo
You save $683/month ($8,198/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.