Laura Jewett

Laura Jewett

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Closed

$739,888

($409,292 down)
FHA

391 Anza Way, San Leandro, CA 94578

3
1
1,078 sqft
PITI Monthly
$3,208.12 /mo

Listing courtesy of: Gurveer Bains, Prime Properties of Calif

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,902 /mo
$2,553 /mo

What's Special

SHOPPING
MODERN
HARDWOOD FLOORS
LANDSCAPED
CHARMING

Welcome home to this charming single family residence situated in the desirable Floresta Gardens Neighborhood. Offering a comfortable light & bright open layout with seamless flow between the living spaces. Original hardwood floors throughout and updated dual pane windows. The kitchen and bathroom were given a much needed facelift with new ss appliances, new cabinets, modern finishes including tile flooring, quartz countertops and updated fixtures. New bathroom vanity & mirror with custom tile work in shower, but waiting for the new owner to come in and finish cosmetically to make it their own style. Front yard was recently landscaped and backyard is an exciting opportunity to make your own private oasis. A dream chance to make it your new home in a wonderful neighborhood! Centrally & conveniently located near BART, shopping and major freeways, with easy access to San Leandro Marina & Lake Chabot Park. Ready for the new owner to make it their own charm and comfort.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.44
Remaining Loan Term
23 years, 2 months
Monthly PITI
$3,208.12/mo
Estimated Loan Balance
$331,946
Cash to close
$409,292
Interest Paid
$107,852

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: FLORESTA GARDENS
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Leandro

Financial Details

  • Price per Sqft: $686.35
  • Tax Annual Amount: $9248.6
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $409,292 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $409,292!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$330,596
Your Cash:$409,292
Total Purchase Price:$739,888

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,902/mo
Traditional @ 7.5%
$2,648/mo
You save $746/month ($8,957/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41085112

Listing From:

Last updated: 2025-03-27T12:30:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,902 /mo
$2,553 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $409,292 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $409,292!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$330,596
Your Cash:$409,292
Total Purchase Price:$739,888

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,902/mo
Traditional @ 7.5%
$2,648/mo
You save $746/month ($8,957/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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