Laura Jewett

Laura Jewett

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Closed

$418,000

($46,176 down)
VA

39122 Narcissus Drive, Palm Desert, CA 92211

2
2
1,213 sqft
PITI Monthly
$2,260.97 /mo

Listing courtesy of: DW & Associates, Equity Union

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,648 /mo
$2,695 /mo

What's Special

SERENE
CUSTOM BUILT
PATIO
CLUBHOUSE
FITNESS CENTER
MOUNTAIN VIEWS

Welcome to this stunning 2 bedroom, 2 bathroom Lanai floor plan featuring 1,213 sq. ft. of elegant living space. Enjoy breathtaking east facing mountain views that fill your mornings with natural light. This freshly painted home with brand new carpet offers a pristine and inviting atmosphere. Custom built-ins in the closets provide smart storage solutions, enhancing functionality. Step outside to a covered patio, perfect for relaxing or entertaining in the serene desert evenings. Located in the vibrant Sun City Palm Desert community, enjoy world class amenities with your monthly HOA fee: Cable, internet, three clubhouses, fitness centers, restaurants, postal service office, library, ballroom, indoor and outdoor pools, tennis and pickle ball courts, bocce courts, and pay as you play golf on 2 championship 18-hole courses. Participate in social events, clubs, and activities for every interest. Lower electric rates through IID power make this home even more desirable. Don't miss this opportunity to embrace desert living at its finest, schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,260.97/mo
Estimated Loan Balance
$374,878
Cash to close
$46,176
Interest Paid
$37,308

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Clay
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sun City
  • Features: Golf, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Sun City Palm Desert
  • HOA Amenities: Unknown
  • HOA Fee: $431.5
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $344.6
  • Tax Annual Amount: $5225
  • On Market Date: 2024-11-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $46,176 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $46,176!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$371,824
Your Cash$46,176
Total Purchase Price:$418,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,648/mo
Traditional @ 7.5%
$2,795/mo
You save $1,147/month ($13,768/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219120555DA

Listing From:

Last updated: 2025-04-03T23:09:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,648 /mo
$2,695 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $46,176 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $46,176!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$371,824
Your Cash$46,176
Total Purchase Price:$418,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,648/mo
Traditional @ 7.5%
$2,795/mo
You save $1,147/month ($13,768/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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