Laura Jewett

Laura Jewett

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$410,000

($166,847 down)
FHA

3911 S 79TH Lane, Phoenix, AZ 85043

4
3
1,936 sqft
PITI Monthly
$1,618.74 /mo

Listing courtesy of: Luis Solis, HomeSmart

Assumed Rate

2.86%
7.15%

Principal & Interest

$1,118 /mo
$1,823 /mo

What's Special

SPACIOUS
PATIO

Fabulous newer home in Tuscano subdivision. Built in 2020, this spacious 4 bedroom, 2.5 bath home feels brand new, with new paint, new carpet, and granite counters. Primary bedroom is on ground floor, with 3 additional bedrooms, full bath and laundry room conveniently located upstairs. Enjoy your private back patio and 2 car garage with 2 individual doors. Efficiency details include dual pane windows and sliding door, ceiling fans and eco-star appliances. Super close, walking distance to Tuscano Elementary School, and just an 8 minute drive to Sierra Linda High School. Nearby I-10, Loops 101, 202 and 303 makes it easy to commute to entire Phoenix and suburban valley. Very secure, great for full time residents and/or ''lock and leave'' seasonal use. Very low HOA and taxes!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.86
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,618.74/mo
Estimated Loan Balance
$243,690
Cash to close
$166,847
Interest Paid
$33,630

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Tuscano

Community & HOA

Community
  • Subdivision: TUSCANO PCD PHASE 2 PARCEL A
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Tuscano HOA
  • HOA Amenities: Unknown
  • HOA Fee: $113.3
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $211.78
  • Tax Annual Amount: $1918
  • On Market Date: 2025-02-12T15:50:07.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $166,847 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $166,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.86% Sellers Rate
$243,153
Your Cash$166,847
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.86%
$1,118/mo
Traditional @ 7.5%
$1,891/mo
You save $773/month ($9,280/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6819346

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-17T07:55:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.86%
7.15%

Principal & Interest

$1,118 /mo
$1,823 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,847 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $166,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.86% Sellers Rate
$243,153
Your Cash$166,847
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.86%
$1,118/mo
Traditional @ 7.5%
$1,891/mo
You save $773/month ($9,280/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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