Laura Jewett

Laura Jewett

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Closed

$385,000

($132,619 down)
FHA

3910 S 79TH Lane, Phoenix, AZ 85043

4
3
2,091 sqft
PITI Monthly
$1,665.68 /mo

Listing courtesy of: Cesar Ochoa, HomeSmart Premier

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,158 /mo
$1,869 /mo

What's Special

SERENE
DINING
WALK-IN CLOSET
PATIO
COZY

Become the proud owner of this corner lot residence in Tuscano! You're greeted by an inviting living room with a neutral palette, blinds for privacy, and plush carpeting. The family room is perfect for relaxing evenings. The gourmet kitchen comes with granite counters, abundant wood cabinetry with crown molding, recessed lighting, SS appliances, a handy pantry, and an island with a breakfast bar for casual dining. Upstairs, you'll find a cozy loft ideal for work or relaxation. The serene main bedroom offers a private bathroom and a convenient walk-in closet. You'll also find an open patio for unwinding outdoors. Don't miss out on this fantastic opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,665.68/mo
Estimated Loan Balance
$275,739
Cash to close
$132,619
Interest Paid
$34,864

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: LGI HOMES

Community & HOA

Community
  • Subdivision: TUSCANO PCD PHASE 2 PARCEL A
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Tuscano
  • HOA Amenities: Unknown
  • HOA Fee: $54
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $184.12
  • Tax Annual Amount: $1939
  • On Market Date: 2024-09-13T20:20:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,619 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $132,619!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$252,381
Your Cash$132,619
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,158/mo
Traditional @ 7.5%
$1,939/mo
You save $781/month ($9,374/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6756995

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-09T17:04:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,158 /mo
$1,869 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,619 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $132,619!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$252,381
Your Cash$132,619
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,158/mo
Traditional @ 7.5%
$1,939/mo
You save $781/month ($9,374/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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