Laura Jewett

Laura Jewett

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Closed

$425,000

($169,379 down)
FHA

3907 W DESERT COVE Avenue, Phoenix, AZ 85029

4
2
1,570 sqft
PITI Monthly
$1,672.81 /mo

Listing courtesy of: John Harding, HomeSmart

Assumed Rate

3.49%
7.15%

Principal & Interest

$1,255 /mo
$1,890 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
VAULTED CEILINGS
WALK-IN CLOSET

Welcome to your beautiful, comfortable, family home with a modern flare. This thoughtfully updated 4-bedroom, 2-bath home is move-in ready! Key Features: • Assumable FHA Mortgage: Enjoy a fantastic 3.49% interest rate for qualified buyers! • Recent Remodel: Paint, floors, modern cabinets, and granite countertops throughout. • Spacious Layout: Inviting living room with vaulted ceilings and large windows. • Large Primary Suite: Features a walk-in closet and tiled shower. • New Low-Maintenance Landscaping: Desert-friendly plants, custom dog run, and a large cement porch for outdoor gatherings. • Upgrades: New roof, upgraded electrical panel, and all-new outlets. Don't miss this opportunity—see it in person today and make this beautiful house your family's new home

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.49
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,672.81/mo
Estimated Loan Balance
$255,695
Cash to close
$169,379
Interest Paid
$44,229

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Block, Slump Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Block, Slump Block
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder: unk

Community & HOA

Community
  • Subdivision: Marlborough Country
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $270.7
  • Tax Annual Amount: $1038.4
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $169,379 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $169,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.49% Sellers Rate
$255,621
Your Cash$169,379
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.49%
$1,255/mo
Traditional @ 7.5%
$2,142/mo
You save $887/month ($10,641/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6762980

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-31T19:02:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.49%
7.15%

Principal & Interest

$1,255 /mo
$1,890 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $169,379 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $169,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.49% Sellers Rate
$255,621
Your Cash$169,379
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.49%
$1,255/mo
Traditional @ 7.5%
$2,142/mo
You save $887/month ($10,641/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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