Laura Jewett

Laura Jewett

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Closed

$399,900

($73,488 down)
FHA

3900 15th Avenue S, Minneapolis, MN 55407

4
2
2,360 sqft
PITI Monthly
$2,124.69 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

2.15%
7.15%

Principal & Interest

$1,329 /mo
$2,380 /mo

What's Special

LOCATION
DINING
SPACIOUS
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FENCED YARD
CHARMING
COZY

This gorgeous updated 4-bedroom home offers 2 full bathrooms and a versatile bonus room that can serve as an office, playroom or extra storage. Two bedrooms are conveniently located on the main level. The beautiful kitchen features a tile backsplash, stainless steel appliances, granite countertops, and a blend of tile and hardwood floors that flow throughout the home. The layout offers both comfort and functionality, with a spacious living room that includes built-in cabinets and a dining room highlighted by a charming built-in buffet. A bright sunroom sits just off the living room, providing additional space to relax. You'll enjoy the cozy family room with brand new carpeting. Situated on a corner lot with a private fenced yard, this home is in a great location close to restaurants, shops, and parks. A must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.15
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,124.69/mo
Estimated Loan Balance
$328,637
Cash to close
$73,488
Interest Paid
$24,832

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy, Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1916
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Girard Invest Co 11th Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Minneapolis

Financial Details

  • Price per Sqft: $169.45
  • Tax Annual Amount: $4755
  • On Market Date: 2024-10-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $73,488 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $73,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.15% Sellers Rate
$326,412
Your Cash$73,488
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.15%
$1,329/mo
Traditional @ 7.5%
$2,468/mo
You save $1,140/month ($13,674/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6509604

Listing From: northstar

Last updated: 2025-03-12T21:03:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.15%
7.15%

Principal & Interest

$1,329 /mo
$2,380 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,488 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $73,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.15% Sellers Rate
$326,412
Your Cash$73,488
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.15%
$1,329/mo
Traditional @ 7.5%
$2,468/mo
You save $1,140/month ($13,674/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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