Laura Jewett

Laura Jewett

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$755,000

($312,688 down)
FHA

389 Sandalwood Drive, Aptos, CA 95003

2
2
1,196 sqft
PITI Monthly
$4,113.21 /mo

Listing courtesy of: Daniel Grau, Sunset Realty

Assumed Rate

4.33%
7.15%

Principal & Interest

$2,682 /mo
$3,647 /mo

What's Special

LOCATION
SPACIOUS
MODERN
FIREPLACE
DECK
COZY

Smart and Bright 2BR Rio Del Mar Condo. You'll love this semi-secluded Aptos (near Rio Del Mar beach) location; sunny, quiet, and nestled away from any thoroughfare. This inviting condo is clean and ready for you to enjoy! Extra spacious and light with soaring ceilings and picturesque windows on each level. A large living room with cozy fireplace for chilly nights. A gleaming modern kitchen with granite counters. Front deck and bonus back yard area. Well maintained smaller complex in a rare gem location. Aptos and Rio Del Mar living at its finest.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.33
Remaining Loan Term
20 years, 6 months
Monthly PITI
$4,113.21/mo
Estimated Loan Balance
$545,249
Cash to close
$312,688
Interest Paid
$202,554

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Other
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Other
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: DeCamera Property Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $480
  • HOA Frequency: $
Location
  • Region: Aptos

Financial Details

  • Price per Sqft: $631.27
  • Tax Annual Amount: $9437.5
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $312,688 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $312,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$442,312
Your Cash$312,688
Total Purchase Price:$755,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$2,682/mo
Traditional @ 7.5%
$3,783/mo
You save $1,101/month ($13,217/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81984661

Listing From:

Last updated: 2025-03-24T22:39:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.33%
7.15%

Principal & Interest

$2,682 /mo
$3,647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $312,688 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $312,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$442,312
Your Cash$312,688
Total Purchase Price:$755,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$2,682/mo
Traditional @ 7.5%
$3,783/mo
You save $1,101/month ($13,217/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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