Laura Jewett

Laura Jewett

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Pending

$705,000

($137,494 down)
VA

389 N Pierce St, El Cajon, CA 92020

3
2
1,053 sqft
PITI Monthly
$2,818.55 /mo

Listing courtesy of: Joseph Farrage, Real Broker

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,602 /mo
$4,249 /mo

What's Special

SHOPPING
SPACIOUS
MOVE-IN READY
PATIO
FENCED YARD

Light & bright move-in ready single-story home in Fletcher Hills! Featuring 3 beds & 2 baths, this well-maintained home offers an open & flowing floor plan. The kitchen boasts granite counters, updated white cabinetry, & SS appliances. Additional features include leased solar, A/C, newer roof, ceiling fans, dual pane windows, & gleaming laminate wood flooring. The fully fenced yard with turf & a paved patio is spacious & easy-to-maintain. Plus, the permitted 15x12 workshop/ADU, equipped with 220v, offers endless possibilities for your hobbies or projects. Both bathrooms are newer, with updated cabinetry & fixtures. Permitted workshop/ADU was once used as a brewery. Close to local parks, shopping, & easy freeway access, this home is truly move-in ready!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,818.55/mo
Estimated Loan Balance
$585,151
Cash to close
$137,494
Interest Paid
$68,644

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $669.52
  • Tax Annual Amount: $
  • On Market Date: 2024-08-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,494 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $137,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$567,506
Your Cash$137,494
Total Purchase Price:$705,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,602/mo
Traditional @ 7.5%
$4,408/mo
You save $1,806/month ($21,670/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020743SD

Listing From:

Last updated: 2024-09-30T17:58:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,602 /mo
$4,249 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,494 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $137,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$567,506
Your Cash$137,494
Total Purchase Price:$705,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,602/mo
Traditional @ 7.5%
$4,408/mo
You save $1,806/month ($21,670/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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