Laura Jewett

Laura Jewett

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$469,900

($158,483 down)
FHA

389 NE 208TH TER, Miami, FL 33179

3
3
1,530 sqft
PITI Monthly
$2,487.96 /mo

Listing courtesy of: Victoria Wiggins, Lifestyle International Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,402 /mo
$2,301 /mo

What's Special

SERENE
SHOPPING
DINING
MODERN
CLUBHOUSE
FITNESS CENTER
PLAYGROUND

Discover elegance and modern comfort in this stunning 3-bedroom, 2.5-bathroom townhome, nestled in one of Miami’s most sought-after neighborhoods. This home is one of the bigger homes in the community. Perfectly situated near Aventura Mall, premier shopping, and top-rated dining, this home offers both convenience and sophistication. Enjoy seamless access to major highways and top-tier schools, making everyday living effortless. The community boasts a state-of-the-art clubhouse, a resort-style pool, and a scenic playground overlooking a serene lake. Residents also have exclusive access to a cutting-edge fitness center, a vibrant kids' play area, and a stylish lobby equipped for hosting private events and gatherings.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,487.96/mo
Estimated Loan Balance
$343,950
Cash to close
$158,483
Interest Paid
$36,642

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, CeilingFans
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Flat, Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: TwoStory
Materials
  • Block
  • Roof: Flat, Tile
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: VIA VENTURA NEIGHBORHOOD
  • Features: Gated, Other
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $259
  • HOA Frequency: $Monthly
Location
  • Region: Miami

Financial Details

  • Price per Sqft: $307.12
  • Tax Annual Amount: $8138
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $158,483 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $158,483!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$311,417
Your Cash$158,483
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,402/mo
Traditional @ 7.5%
$2,387/mo
You save $985/month ($11,822/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10484052

Listing From:

Last updated: 2025-03-02T17:17:00.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,402 /mo
$2,301 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $158,483 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $158,483!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$311,417
Your Cash$158,483
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,402/mo
Traditional @ 7.5%
$2,387/mo
You save $985/month ($11,822/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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