Laura Jewett

Laura Jewett

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$1,250,000

($863,772 down)
FHA

38880 Finch Drive, Yucaipa, CA 92399

5
5
3,648 sqft
PITI Monthly
$4,277.79 /mo

Listing courtesy of: KRYSTLE ROTH, KELLER WILLIAMS REALTY

Assumed Rate

4.05%
7.15%

Principal & Interest

$2,332 /mo
$3,279 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
LUXURY
FIREPLACE
WALK-IN CLOSET
PATIO
LANDSCAPED
MOUNTAIN VIEWS
COZY
SOLAR PANELS
NO HOA

Nestled within the hills of the prestigious Hidden Meadows community of Yucaipa, this exquisite 5 bedroom, 4.5 bathroom residence epitomizes luxury living. As you step through the grand foyer, you are greeted by a gracious sitting area adorned with architectural elegance. The stunning dining room, complete with a fireplace and soaring coffered ceilings, sets the stage for memorable gatherings. The chef-inspired kitchen is a masterpiece, featuring bright quartz countertops, ample storage and countertop space, and top-of-the-line finishes, plus a pantry. An adjacent dining area and living room, appointed with yet another fireplace, offering a seamless flow and comfort. Ideal for multi-generational living, a downstairs bedroom with private attached bathroom provides both privacy and convenience. A dedicated laundry room and half bathroom further enhance the home's functionality. Upstairs you will enjoy 4 generous sized bedrooms and 3 more Full Baths. Three bedrooms include private balconies and all offer panoramic mountain views, creating serene retreats for relaxation. A spacious loft and separate office space cater to the demands of modern living. The expansive executive suite exudes tranquility, boasting breathtaking windows and a cozy reading nook. Its opulent attached bathroom retreat features dual sinks, a vanity area, a luxurious jetted tub, and a spacious walk-in shower, complemented by an oversized walk-in closet. Outside, the meticulously landscaped backyard offers an expansive Aluma-wood covered patio with ceiling fans, a firepit, and a built-in barbecue area—a perfect venue for alfresco dining and entertaining. The sparkling pool, complete with a rock waterslide and spa, is surrounded by lush landscaping, with ample seating for relaxation. A three-car garage provides ample space for vehicles and storage, complemented by gated RV/ Boat parking along the side of the home—an essential feature for outdoor enthusiasts. Energy efficiency is paramount with a substantial array of solar panels, offering both environmental sustainability and cost savings. Located in the picturesque Hidden Meadows community, renowned for its breathtaking mountain vistas and a welcoming atmosphere with NO HOA fees, this exceptional property presents an unparalleled opportunity for luxurious living in Yucaipa.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
20 years, 2 months
Monthly PITI
$4,277.79/mo
Estimated Loan Balance
$485,905
Cash to close
$863,772
Interest Paid
$174,865

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Private, Waterfall

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Yucaipa

Financial Details

  • Price per Sqft: $342.65
  • Tax Annual Amount: $15625
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $863,772 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $863,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$386,228
Your Cash:$863,772
Total Purchase Price:$1,250,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$2,332/mo
Traditional @ 7.5%
$3,401/mo
You save $1,069/month ($12,833/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25063838

Listing From:

Last updated: 2025-03-28T02:03:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$2,332 /mo
$3,279 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $863,772 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $863,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$386,228
Your Cash:$863,772
Total Purchase Price:$1,250,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$2,332/mo
Traditional @ 7.5%
$3,401/mo
You save $1,069/month ($12,833/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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