Laura Jewett

Laura Jewett

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Closed

$1,335,000

($280,109 down)
VA

3877 Alta Loma Drive, Jamul, CA 91935

5
5
3,288 sqft
PITI Monthly
$5,269.45 /mo

Listing courtesy of: Zachary Svelling, Fathom Realty Group

Assumed Rate

2.99%
7.15%

Principal & Interest

$5,053 /mo
$8,105 /mo

What's Special

REMODELED
DINING
SPACIOUS
LUXURY
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
PATIO
BALCONY
FENCED YARD

This incredible Jamul mountain top estate was the builders lot, enjoying 3.42 acres of panoramic views. Soak in the sunset over Point Loma and the downtown San Diego skyline. Just 30 minutes from San Diego Airport and 6 minutes from Rancho San Diego, this property offers rural serenity with city convenience. A private gate and driveway lead to an open floor plan featuring two living areas, two fireplaces, a formal dining room, and a chef’s kitchen with natural stone countertops, upgraded appliances, and a premium gas cooktop. The main level includes a bedroom with an accessible bathroom that has been newly remodeled. Large picture windows on the entry level showcase the beautiful landscape surrounding the home. The exterior features a spacious fenced yard, patio, pool, hot tub, built-in BBQ, sink, and pool table—ideal for warm evenings under the stars. Upstairs, the primary suite includes a fireplace, private balcony, soaking tub, and walk-in closet, plus three additional bedrooms. Recent updates include fire-rated vinyl windows, plantation shutters, luxury vinyl plank flooring, gas cooktop conversion, fresh interior paint, and an owned rooftop solar system. Additional features include a 3-car garage with a full bathroom, two RV hookups, a horse corral, a tack room, private trail access to McGinty Mountain, and multiple citrus trees. A nearly 800-square-foot detached garage offers potential as an accessory dwelling unit (ADU) or workshop. This estate combines tranquility and spacious living, ideal for those who cherish incredible views, privacy, and entertaining. This one is a must-see!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$5,269.45/mo
Estimated Loan Balance
$1,122,410
Cash to close
$280,109
Interest Paid
$132,021

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 7
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, PropaneHeat

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Fishing, Golf, Gutters, Hiking, HorseTrails, Stables, Hunting, Lake, Mountainous, NearNationalForest, PreservePublicLand, Rural, Ravine, StormDrains, StreetLights, Park
HOA
  • Has HOA: No
Location
  • Region: Jamul

Financial Details

  • Price per Sqft: $406.02
  • Tax Annual Amount: $
  • On Market Date: 2024-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $280,109 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $280,109!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$1,054,891
Your Cash$280,109
Total Purchase Price:$1,335,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$5,053/mo
Traditional @ 7.5%
$8,407/mo
You save $3,354/month ($40,251/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2401746

Listing From:

Last updated: 2024-11-14T01:18:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$5,053 /mo
$8,105 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $280,109 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $280,109!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$1,054,891
Your Cash$280,109
Total Purchase Price:$1,335,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$5,053/mo
Traditional @ 7.5%
$8,407/mo
You save $3,354/month ($40,251/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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