Laura Jewett

Laura Jewett

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Closed

$415,000

($204,882 down)
FHA

3868 E HEMATITE Lane, San Tan Valley, AZ 85143

4
3
2,655 sqft
PITI Monthly
$1,669.32 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,229 /mo
$1,625 /mo

What's Special

DINING
GRANITE COUNTERTOPS
WALK-IN CLOSET
BALCONY
COMMUNITY POOL
SOLAR PANELS

Welcome to this 4 bedroom, 3 bath home in the highly sought-after Village at Copper Basin. Boasting owned solar panels, this home not only offers luxurious living spaces but also ensures sustainable living. The floor plan features formal living/dining, separate family room, and upstairs loft with balcony. The kitchen features an abundance of cabinetry, granite countertops, stainless LG appliances including a gas range with double ovens, double door pantry, and large island with breakfast bar. One bedroom and bath are on the main level, perfect for guests! The primary bedroom is upstairs and has double door entry, full en-suite bath with dual sink vanity, separate tub and shower, and walk-in closet. Two additional secondary bedrooms, another full bath, and the laundry are also upstairs* Other features include a low maintenance backyard leaving you more time to enjoy the community pool and other amenities, owned solar panels providing utility savings with no solar payments, and a 2 car garage.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.57
Remaining Loan Term
23 years, 4 months
Monthly PITI
$1,669.32/mo
Estimated Loan Balance
$225,383
Cash to close
$204,882
Interest Paid
$69,125

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Stone, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2008
Details
  • Builder: DR HORTON INC

Community & HOA

Community
  • Subdivision: COPPER BASIN UNIT 5A
  • Features: Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Copper Basin
  • HOA Amenities: Unknown
  • HOA Fee: $94
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $156.31
  • Tax Annual Amount: $1440
  • On Market Date: 2024-07-04T08:38:14.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $204,882 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $204,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$210,118
Your Cash$204,882
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,229/mo
Traditional @ 7.5%
$1,685/mo
You save $456/month ($5,477/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6726723

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-02T02:32:12.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,229 /mo
$1,625 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $204,882 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $204,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$210,118
Your Cash$204,882
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,229/mo
Traditional @ 7.5%
$1,685/mo
You save $456/month ($5,477/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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