Laura Jewett

Laura Jewett

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Closed

$458,000

($393,139 down)
FHA

3866 W ELGIN Street, Chandler, AZ 85226

3
2
1,327 sqft
PITI Monthly
$1,224.79 /mo

Listing courtesy of: Michael Montecalvo, Real Broker

Assumed Rate

6%
7.15%

Principal & Interest

$826 /mo
$930 /mo

What's Special

REMODELED
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO

Welcome home! This lovely 3-bedroom, 2-bath- 2 story split floor-plan features a 2-car garage with new door & opener and a low maintenance rock front yard. A new Roof.2021, 2 bedrooms on the main floor- with an updated bathroom with a walk-in shower. Living room & hallway with vaulted ceilings. Washer dryer hook ups. Neutral palette throughout. Great room,w/ wood burning fireplace. The kitchen has NEW cabinetry, NEW stainless steel appliances eating area & pantry. Main bedroom split upstairs, a closet with mirrored doors, and a private remodeled bathroom with barn style doors. Full length covered patio, yard is a clean slate ready for your vision. Make it yours today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6
Remaining Loan Term
8 years, 0 months
Monthly PITI
$1,224.79/mo
Estimated Loan Balance
$66,842
Cash to close
$393,139
Interest Paid
$143,115

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1986
Details
  • Builder: Courtland Homes

Community & HOA

Community
  • Subdivision: HEARTHSTONE UNIT 4
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Hearthstone
  • HOA Amenities: Unknown
  • HOA Fee: $170
  • HOA Frequency: $Quarterly
Location
  • Region: Chandler

Financial Details

  • Price per Sqft: $345.14
  • Tax Annual Amount: $1617
  • On Market Date: 2024-11-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $393,139 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $393,139!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$64,861
Your Cash:$393,139
Total Purchase Price:$458,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$826/mo
Traditional @ 7.5%
$965/mo
You save $139/month ($1,670/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6783052

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-13T19:06:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6%
7.15%

Principal & Interest

$826 /mo
$930 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $393,139 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $393,139!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$64,861
Your Cash:$393,139
Total Purchase Price:$458,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$826/mo
Traditional @ 7.5%
$965/mo
You save $139/month ($1,670/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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