Laura Jewett

Laura Jewett

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Active

$489,900

($144,075 down)
FHA

38440 Desert Greens Drive W, Palm Desert, CA 92260

3
2
1,508 sqft
PITI Monthly
$2,956.84 /mo

Listing courtesy of: Penny Jeffery, Best Realty Partners

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,999 /mo
$2,675 /mo

What's Special

SERENE
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
IRRIGATION SYSTEM
GOLF COURSE COMMUNITY
MOUNTAIN VIEWS
CHARMING

Calling ALL 55+ fantastic Seniors! Don't miss out on this Stunning Newer One Story Home in Palm Desert Greens GOLF Course Community– Built in 2017! Don’t miss this rare chance to own one of the few newer homes in the highly sought-after Palm Desert Greens! This home is lovingly maintained by its original owner, this home is move-in ready and designed for both luxurious comfort and active living. Step onto the charming front porch, which offers wonderful views of the mountains and into a bright, inviting living space featuring tall ceilings, elegant crown molding, and recessed lighting. The open-concept layout is perfect for entertaining, while the breathtaking mountain views create the ultimate serene retreat. The designer kitchen is a chef’s dream, boasting soft-close cabinets, pull-out shelves, Corian countertops, and a spacious center island. All appliances are high-quality Whirlpool, and the mountain views from the kitchen make cooking a delight! Continue down the hall, you’ll find a convenient laundry room with GE appliances and three generously sized bedrooms, each featuring large or walk-in closets and stylish upgraded panel doors. The primary suite is a private oasis, complete with High ceilings, a spacious walk-in closet, and a spa-like en-suite bathroom featuring a walk-in shower, custom cabinetry, and matching Corian countertops. Outside, the low-maintenance, drought-tolerant yard offers privacy, mountain views, and an irrigation system for easy upkeep. Plus, the 433A certification makes this home eligible for FHA, VA, conventional financing. For just $400/month, the HOA covers trash, recycling, compost, cable TV, high-speed internet, and access to an incredible 18-hole executive golf course! Enjoy golf, tennis, pickleball, three pools, and countless clubs and activities, making this one of the best 55+ active communities in the desert! Don’t wait—this incredible home won’t last long! Schedule your private tour today and start living the desert dream!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.47
Remaining Loan Term
23 years, 2 months
Monthly PITI
$2,956.84/mo
Estimated Loan Balance
$346,533
Cash to close
$144,075
Interest Paid
$113,777

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Partial
Roof
  • Roof: Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community, InGround, SeeRemarks

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Palm Desert Greens
  • Features: Golf, StreetLights, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Palm Desert Greens HOA
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $324.87
  • Tax Annual Amount: $6123.75
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $144,075 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $144,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$345,825
Your Cash$144,075
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,999/mo
Traditional @ 7.5%
$2,774/mo
You save $775/month ($9,299/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25054945

Listing From:

Last updated: 2025-04-01T13:56:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,999 /mo
$2,675 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,075 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $144,075!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$345,825
Your Cash$144,075
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,999/mo
Traditional @ 7.5%
$2,774/mo
You save $775/month ($9,299/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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