Laura Jewett

Laura Jewett

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$659,000

($417,701 down)
VA

3840 SHAKESPEARE Drive, Oxnard, CA 93033

3
3
1,722 sqft
PITI Monthly
$1,951.17 /mo

Listing courtesy of: Monica Valdez, Esquire Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,098 /mo
$1,768 /mo

What's Special

OPEN CONCEPT
SERENE
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
COZY

Welcome home to this beautifully maintained home, located in the highly sought after 55 and over private community of Pacific Pointe. Step inside and enjoy the open concept living/dining area that awaits and is ideal for entertaining. The living room features a cozy gas fireplace perfect for relaxing and winding down after a long day. The kitchen is a true highlight, offering a bright and spotless space that is both functional and inviting and comes fully equipped with all appliances, including refrigerator, stove, microwave and dishwasher. All included with the purchase. The downstairs primary suite is a true retreat... full of natural light and offers a walk-in closet for all your storage needs. You will love the direct access to the serene patio providing you with your very own private sanctuary with water feature perfect for recharging and enjoying your morning coffee. Also located on the first floor, you will find a convenient half bath, perfect for guests and an ample laundry room with utility sink and washer and dryer also included with the purchase. Upstairs, you will find a second primary bedroom with breathtaking views of the mountains, another large walk-in closet, built in cabinetry and access to dual vanity & full bath. The third bedroom is currently used as on office but offers endless possibilities to suit your needs. To add to this home's practicality, enjoy the attached spacious double garage, work bench and built in shelves that will make organizing a breeze! HOA offers common area maintenance and drought-tolerant park-like common area with benches and book mailbox enhancing the overall beauty and functionally of this pristine neighborhood.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,951.17/mo
Estimated Loan Balance
$244,291
Cash to close
$417,701
Interest Paid
$27,320

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Duplex
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pacific Point 1 - 2601
  • Features: Curbs, Gated
HOA
  • Has HOA: Yes
  • HOA Name: PACIFIC POINTE
  • HOA Amenities: Unknown
  • HOA Fee: $402
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $382.69
  • Tax Annual Amount: $8237.5
  • On Market Date: 2025-03-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $417,701 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $417,701!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$241,299
Your Cash:$417,701
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,098/mo
Traditional @ 7.5%
$1,834/mo
You save $736/month ($8,832/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28433

Listing From:

Last updated: 2025-03-17T17:59:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,098 /mo
$1,768 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $417,701 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $417,701!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$241,299
Your Cash:$417,701
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,098/mo
Traditional @ 7.5%
$1,834/mo
You save $736/month ($8,832/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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