Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$499,999

($63,871 down)
FHA

3839 Vista Campana S UNIT 47, Oceanside, CA 92057

2
2
994 sqft
PITI Monthly
$3,546.43 /mo

Listing courtesy of: Trish Anderson, Native

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,539 /mo
$3,051 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
PATIO
CHARMING

Discover this beautifully upgraded 2-bedroom, 2-bath home in the sought-after 55+ Oceana community. Enjoy breathtaking southern views, complemented by a charming west-facing dining area that fills the space with natural light. The open-concept floor plan features a spacious kitchen with a stylish island, abundant storage, and elegant finishes. Luxurious tile and wood laminate flooring, recessed lighting, and textured ceilings enhance the sophisticated ambiance. Vinyl windows, a storm door, and skylights that open for fresh air add to the home’s appeal, along with a convection oven for effortless cooking. Modern conveniences include a tankless water heater. Stay comfortable year-round with forced air heating and A/C. Outside, a beautifully tiled patio offers a serene retreat, while the epoxy-coated carport adds a polished touch. The exterior of the home was professionally painted a year ago. This welcoming community offers an exceptional lifestyle with fantastic amenities for relaxation, recreation, and social connection. Enjoy multiple sparkling pools, a soothing hot tub, and a well-stocked library for quiet afternoons. The card room is perfect for friendly games and gatherings, while the Pickleball courts provide a fun way to stay active. Plus, with access to the CRC, residents can take advantage of even more recreational opportunities. Whether you’re looking to unwind, stay fit, or meet new friends, this community has something for everyone! Located in the vibrant and well-maintained 55+ Oceana community, this home is a must-see—schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,546.43/mo
Estimated Loan Balance
$436,698
Cash to close
$63,871
Interest Paid
$60,059

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Duplex
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Oceanside Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $638
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $503.02
  • Tax Annual Amount: $6249.99
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,871 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $63,871!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$436,128
Your Cash$63,871
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,539/mo
Traditional @ 7.5%
$3,164/mo
You save $625/month ($7,503/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25034610

Listing From:

Last updated: 2025-03-09T21:41:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,539 /mo
$3,051 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,871 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $63,871!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$436,128
Your Cash$63,871
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,539/mo
Traditional @ 7.5%
$3,164/mo
You save $625/month ($7,503/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.