Laura Jewett

Laura Jewett

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$475,000

($56,569 down)
VA

3834 Ruidosa Avenue, Yucca Valley, CA 92284

3
2
1,449 sqft
PITI Monthly
$2,804.86 /mo

Listing courtesy of: Bryan Wynwood, Joshua Tree Modern

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,143 /mo
$2,971 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MODERN
VAULTED CEILINGS

Newer Construction in near perfect condition – built by esteemed local contractor. House remains in as beautiful condition as it was the day it was completed. Contemporary modern grey stucco siding, finished with black trim and hi-quality fire-resistant tile roof. Flawlessly poured concrete driveway and walkways. Several iconic joshua trees are growing in the front yard. Interior features include vaulted ceilings and open floor plan, providing for spacious, warm ambiance throughout with clean flow into sleeping quarters. Kitchen showcases hi-end cabinetry, quartz counters and new appliances. Large main bedroom and bathroom also features vanity with quartz counters and built-in organizers in the closet. Modern tankless on-demand water heater. Central HVAC. Solar. Finished 2-car garage, that could double as playroom or studio. Covered back porch providing shade on hot summer days, to relax with family or friends. Block retaining wall demarcating back yard, with turf area for yard games, yoga and workout area. Vast wilderness surrounds the neighborhood, allowing for one to go enjoy walking, hiking, running, mountain biking, or ATV off-roading right out the front door, without ever getting into a car. In fact, there are countless miles of trails and dirt roads to explore and frequent visits by families of quail, doves, and roadrunners. Nearby dining and entertainment, such as La Copine gourmet restaurant, Pioneertown’s Pappy & Harriet's for world class bands (both Paul McCartney and Robert Plant have played there) and the Joshua Tree National Park a short distance to the south. Forever views from the back porch of SoCal’s two highest mountains – San Jacinto at 10,800 feet and snow-capped San Gorgonio at a 11,500’ elevation, both great day-hikes for the athletically inclined, but whether one enjoys exercising outdoors or simply relaxing at home with family and pets, this home has it all, with its warm indoor ambiance and private, shaded outdoor areas with nearby open spaces.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,804.86/mo
Estimated Loan Balance
$419,118
Cash to close
$56,569
Interest Paid
$52,180

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Foothills, Golf, Hiking, Mountainous, NearNationalForest, PreservePublicLand
HOA
  • Has HOA: No
Location
  • Region: Yucca Valley

Financial Details

  • Price per Sqft: $327.81
  • Tax Annual Amount: $5937.5
  • On Market Date: 2025-02-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $56,569 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $56,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$418,431
Your Cash$56,569
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,143/mo
Traditional @ 7.5%
$3,082/mo
You save $938/month ($11,260/year)

*Secondary financing rates are an estimated value based on input

MLS ID: JT25029111

Listing From:

Last updated: 2025-02-13T20:39:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,143 /mo
$2,971 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,569 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $56,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$418,431
Your Cash$56,569
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,143/mo
Traditional @ 7.5%
$3,082/mo
You save $938/month ($11,260/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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