Laura Jewett

Laura Jewett

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Closed

$900,000

($541,747 down)
VA

3832 Gardenia Avenue, Long Beach, CA 90807

2
2
1,429 sqft
PITI Monthly
$1,806.84 /mo

Listing courtesy of: Katherine Salinas, Berkshire Hathaway Hm Ser

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,590 /mo
$2,590 /mo

What's Special

OPEN CONCEPT

Welcome Home to Bixby Terrace! Open concept all the way through to the backyard to the expansive sparkling pool with plenty of grass for your furry friends. There is so much possibility with this home not to mention the schools and the neighborhood! Any and All Information Represented in this Listing is Not Guaranteed. All Buyers/Buyers Agents should Do Your own Due Diligence to Satisfy any all information for accuracy and to satisfy their own needs. Thank you.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,806.84/mo
Estimated Loan Balance
$358,985
Cash to close
$541,747
Interest Paid
$37,940

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 1946
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bixby Terrace (BT)
  • Features: Biking, Curbs, Gutters, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Long Beach

Financial Details

  • Price per Sqft: $629.81
  • Tax Annual Amount: $
  • On Market Date: 2024-07-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $541,747 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $541,747!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$358,253
Your Cash:$541,747
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,590/mo
Traditional @ 7.5%
$2,687/mo
You save $1,097/month ($13,161/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RS24155074

Listing From:

Last updated: 2024-09-26T23:41:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,590 /mo
$2,590 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $541,747 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $541,747!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$358,253
Your Cash:$541,747
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,590/mo
Traditional @ 7.5%
$2,687/mo
You save $1,097/month ($13,161/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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