Laura Jewett

Laura Jewett

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Under Contract

$399,900

($215,664 down)
FHA

38274 N TUMBLEWEED Lane, San Tan Valley, AZ 85140

4
3
2,992 sqft
PITI Monthly
$1,663.84 /mo

Listing courtesy of: Gilbert Moreno, HomeSmart

Assumed Rate

7.07%
7.15%

Principal & Interest

$1,251 /mo
$1,261 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
PATIO
COZY

Amazing floor plan plus comfort and style in this fabulous two story residence in Laredo Ranch! This home welcomes you with 3 car sided garage, RV gate and cozy front porch. You'll love the inviting living room and a large family room adorned with clerestory windows that allow abundant natural light to flood the space. The eat in kitchen provides recessed lighting, ample cabinets w/crown moulding, Stainless appliances, a pantry and an island with breakfast bar, tile backsplash, and ceiling pot rack. This gem features an open den or office, bonus room and loft ideal for a TV area. Retreat to the main bedroom, complete with plush carpet, vaulted ceilings, a bathroom with dual sinks and walk in closet. Spacious backyard has a covered patio and fire pit.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$1,663.84/mo
Estimated Loan Balance
$185,051
Cash to close
$215,664
Interest Paid
$19,666

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: LAREDO RANCH UNIT 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Laredo Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $133.66
  • Tax Annual Amount: $2123
  • On Market Date: 2025-02-15T16:00:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,664 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $215,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$184,236
Your Cash:$215,664
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$1,251/mo
Traditional @ 7.5%
$1,308/mo
You save $57/month ($685/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6821378

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-21T21:54:28.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$1,251 /mo
$1,261 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,664 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $215,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$184,236
Your Cash:$215,664
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$1,251/mo
Traditional @ 7.5%
$1,308/mo
You save $57/month ($685/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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