Laura Jewett

Laura Jewett

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Pending

$439,990

($121,655 down)
FHA

38269 Lone Tree Court, Palmdale, CA 93550

3
3
1,854 sqft
PITI Monthly
$2,334.15 /mo

Listing courtesy of: Araceli Sotello, Marro Real Estate, Inc.

Assumed Rate

3.05%
7.15%

Principal & Interest

$1,479 /mo
$2,354 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
HOME OFFICE
PLAYGROUND
CHARMING
COZY

Welcome to this charming residence in the sought-after gated Vineyards community. This immaculately maintained 1,854-square-foot home offers three bedrooms and three bathrooms, thoughtfully designed across two levels to maximize comfort and functionality. The main floor welcomes you with an elegant living room that flows seamlessly into a cozy family room, complete with a warming fireplace perfect for gathering with loved ones. The well-appointed kitchen showcases beautiful granite countertops adorned with eye-catching mosaic backsplash, gleaming stainless steel appliances, and the convenience of dual pantry spaces for abundant storage. Ascending to the upper level, you'll discover three spacious bedrooms and a versatile loft space that could serve as a home office, study area, or entertainment zone. The primary bedroom provides a peaceful retreat with its ensuite bathroom and generous proportions. The home's exterior features a manageable side yard, ideal for those seeking outdoor space without extensive maintenance. The Vineyards community offers an impressive array of amenities, including three playgrounds, volleyball and basketball courts, and two meticulously maintained common areas. With dual entrance gates, the community provides both convenience and security. Located near William J. McAdam Park and Palmdale High School, this home combines the tranquility of suburban living with easy access to educational facilities and recreational spaces. Whether you're starting a family or seeking a comfortable place to call home, this property offers the perfect blend of modern amenities and community living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.05
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,334.15/mo
Estimated Loan Balance
$338,431
Cash to close
$121,655
Interest Paid
$41,566

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Craftsman
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Thee Vineyards
  • HOA Amenities: Unknown
  • HOA Fee: $225
  • HOA Frequency: $Monthly
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $237.32
  • Tax Annual Amount: $5499.88
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $121,655 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $121,655!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.05% Sellers Rate
$318,335
Your Cash$121,655
Total Purchase Price:$439,990

Assumed vs Traditional Mortgage

Assumed @ 3.05%
$1,479/mo
Traditional @ 7.5%
$2,442/mo
You save $963/month ($11,556/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25046442

Listing From:

Last updated: 2025-03-08T01:00:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.05%
7.15%

Principal & Interest

$1,479 /mo
$2,354 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,655 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $121,655!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.05% Sellers Rate
$318,335
Your Cash$121,655
Total Purchase Price:$439,990

Assumed vs Traditional Mortgage

Assumed @ 3.05%
$1,479/mo
Traditional @ 7.5%
$2,442/mo
You save $963/month ($11,556/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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