Laura Jewett

Laura Jewett

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$489,900

($273,252 down)
FHA

3813 Ginkgo Street, Wellington, CO 80549

3
2
1,486 sqft
PITI Monthly
$1,849.76 /mo

Listing courtesy of: Katherine Drake, RPM of the Rockies

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,230 /mo
$1,807 /mo

What's Special

LOCATION
SERENE
SPACIOUS
PATIO
CHARMING

Welcome to this charming and well-designed home in Harvest Village! The bright and inviting floor plan offers a seamless blend of comfort and functionality. The main level boasts durable flooring throughout, upgraded countertops, and ample storage with spacious closets. The serene primary suite features a luxurious en-suite bathroom and large windows that invite natural light. Step outside to the sunny south-facing patio, perfect for outdoor relaxation and a gardener's paradise. This prime location provides convenient access to parks, I-25, and downtown Wellington. Don't miss the opportunity to view this home-schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 1 months
Monthly PITI
$1,849.76/mo
Estimated Loan Balance
$217,771
Cash to close
$273,252
Interest Paid
$80,115

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Boxelder Commons, Harvest Village
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Advance HOA
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Wellington

Financial Details

  • Price per Sqft: $329.68
  • Tax Annual Amount: $3160
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,252 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $273,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$216,648
Your Cash:$273,252
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,230/mo
Traditional @ 7.5%
$1,875/mo
You save $645/month ($7,735/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028602

Listing From: recolorado

Last updated: 2025-03-16T03:40:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,230 /mo
$1,807 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,252 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $273,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$216,648
Your Cash:$273,252
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,230/mo
Traditional @ 7.5%
$1,875/mo
You save $645/month ($7,735/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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