Laura Jewett

Laura Jewett

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Closed

$769,000

($160,414 down)
VA

3781 W Hemlock Street, Oxnard, CA 93035

4
4
1,996 sqft
PITI Monthly
$2,957.03 /mo

Listing courtesy of: Wen Fernandez, Century 21 Real Estate Alliance

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,740 /mo
$4,424 /mo

What's Special

OPEN CONCEPT
GRANITE COUNTERTOPS
BALCONY
VACATION HOME

Are you looking for a COASTAL Living, vacation home or your forever dream home? This stunning Westerlies tri-level townhome has light and bright 4 Bedrooms, 3.5 bath with almost 2000 sq ft of living space. Real engineered hardwood flooring all throughout the home. Ideal floor plan, Living room has balcony and great in watching fireworks during 4th of July. The open concept kitchen has granite countertops, stainless appliances, walk-in pantry and custom cabinetry. Ideal floorplan with attached oversized 2 car garage, laundry closet, a 1 bedroom and full bath on first level. Top level has the master bedroom, bathroom with dual sink vanity plus 2 more bedrooms and 1 more full bath. Home has A/C unit. Conveniently located near Seabridge Marina Market and restaurants, beaches, marina recreational facilities, and the Naval base. Very close to ocean, only one traffic light from the Channel Islands Harbor.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,957.03/mo
Estimated Loan Balance
$609,832
Cash to close
$160,414
Interest Paid
$69,360

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Westerlies
  • HOA Amenities: Unknown
  • HOA Fee: $325
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $385.27
  • Tax Annual Amount: $9612.5
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,414 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $160,414!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$608,586
Your Cash$160,414
Total Purchase Price:$769,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,740/mo
Traditional @ 7.5%
$4,589/mo
You save $1,848/month ($22,182/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26002

Listing From:

Last updated: 2025-03-17T17:02:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,740 /mo
$4,424 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,414 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $160,414!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$608,586
Your Cash$160,414
Total Purchase Price:$769,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,740/mo
Traditional @ 7.5%
$4,589/mo
You save $1,848/month ($22,182/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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