Laura Jewett

Laura Jewett

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Closed

$685,000

($326,660 down)
VA

3738 N 12TH Street, Phoenix, AZ 85014

3
4
1,824 sqft
PITI Monthly
$2,140.21 /mo

Listing courtesy of: Joseph C Hallatt, Cambridge Properties

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,867 /mo
$2,706 /mo

What's Special

REMODELED
WALK-IN CLOSET

Welcome to this beautifully remodeled adobe home, originally built in 1938. Located in Idylwilde Park. With 1,824 square feet of thoughtfully designed living space, this residence features an open floor plan with stunning wood floors. The gourmet kitchen, with Quartz countertops and a large island, flows effortlessly into the living room, it's perfect for Entertaining. At the center of the home is a peaceful courtyard, bringing the outdoors in with a unique hallway of windows and doors that allows for plenty of natural light. The home boasts 3 en-suite Bedrooms and a Powder room providing plenty of comfort and privacy. Your Primary en-Suite Bedroom features a Spa-Like bathroom, and walk-in Closet. A two-car garage and direct access to a private community park and pool is just out back.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,140.21/mo
Estimated Loan Balance
$409,070
Cash to close
$326,660
Interest Paid
$81,654

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Adobe, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Foam
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary, Spanish
Materials
  • Painted, Stucco, Adobe, Frame - Wood
  • Roof: Foam
Condition
  • Year Built: 1938
Details
  • Builder: Custom Remodel

Community & HOA

Community
  • Subdivision: IDYLWILDE PARK
  • Features: Community Pool, Near Bus Stop, Historic District, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Idylwilde Park Club
  • HOA Amenities: Unknown
  • HOA Fee: $560
  • HOA Frequency: $Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $375.55
  • Tax Annual Amount: $1277
  • On Market Date: 2024-11-20T22:50:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $326,660 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $326,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$358,340
Your Cash$326,660
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,867/mo
Traditional @ 7.5%
$2,807/mo
You save $940/month ($11,282/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6786371

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-27T23:02:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,867 /mo
$2,706 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $326,660 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $326,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$358,340
Your Cash$326,660
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,867/mo
Traditional @ 7.5%
$2,807/mo
You save $940/month ($11,282/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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