Laura Jewett

Laura Jewett

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$634,500

($191,248 down)
FHA

3735 Smith Avenue, Acton, CA 93510

3
2
1,460 sqft
PITI Monthly
$3,189.9 /mo

Listing courtesy of: Carlotta Levy, Realty Executives SCV

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,022 /mo
$3,247 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
LUXURY
FIREPLACE
VAULTED CEILINGS
PATIO
LANDSCAPED
CHARMING
COZY
EFFICIENT

Charming 3-Bedroom, 2-Bathroom Single-Story Home in Acton. Nestled on a spacious lot with RV access, this beautifully updated home offers a welcoming and functional floor plan. The formal dining area off the living room and a separate family room provide ample space for entertaining. Inside, you'll find luxury vinyl plank flooring throughout the main areas, complemented by decorative tile flooring in the remodeled bathrooms. The cozy family room features vaulted ceilings, a ceiling fan, and a charming brick fireplace, perfect for relaxing.The kitchen has been updated with newer countertops and an induction stovetop, ideal for modern cooking. All windows and sliders have been replaced with energy-efficient dual-pane glass. The master bedroom is generously sized, featuring a ceiling fan and mirrored wardrobe doors for added space and convenience. The irrigated backyard is thoughtfully landscaped with drip irrigation lines, and the private patio area, shaded by surrounding pine trees, is perfect for outdoor entertaining. You can even have chickens! This home is conveniently located near a park, the Acton Market, and the local Country Store, offering both tranquility and easy access to amenities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,189.9/mo
Estimated Loan Balance
$491,002
Cash to close
$191,248
Interest Paid
$49,417

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Custom Acton (CACTO)
  • Features: Hiking, HorseTrails, Rural
HOA
  • Has HOA: No
Location
  • Region: Acton

Financial Details

  • Price per Sqft: $434.59
  • Tax Annual Amount: $7931.25
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $191,248 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $191,248!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$443,252
Your Cash$191,248
Total Purchase Price:$634,500

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,022/mo
Traditional @ 7.5%
$3,368/mo
You save $1,346/month ($16,157/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25059875

Listing From:

Last updated: 2025-03-31T23:13:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,022 /mo
$3,247 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,248 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $191,248!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$443,252
Your Cash$191,248
Total Purchase Price:$634,500

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,022/mo
Traditional @ 7.5%
$3,368/mo
You save $1,346/month ($16,157/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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